3032 Willow Oak Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3032 Willow Oak Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,101 sqft · built 1991
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$332,000 (Mar 2024)
Tax Bill	$4,549 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-13-0910`

Property Details

APN / Parcel Number

Primary APN	`8402-01-13-0910`
Alternative APNs	`34180201130910` `02183401130910` `3954807.0` `3954807`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,101 sqft Living Area
Gross Area	2,605 sqft
1st Floor Area	1,867 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Slab
Porch Area	284 sqft
Patio Area	655 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3954807
Street Address	3032 WILLOW OAK DR
City	EDGEWATER
State	FL
Zip	32141-6103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 13091 & 13092 BLK 420 FLORIDA SHORES NO 20 MB 19 PG 240 PER OR 4290 PG 2007 PER OR 5942 PG 0434 PER MC 6130 PG 0317 PER OR 7144 PG 3478 PER OR 7418 PGS 1307-1308 PER OR 8532 PG 0673 PER OR 8516 PG 0656
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	420
Legal Lot Number	13091
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	2
Census Block	2016
Census Tract	83007

Owner

3032 Willow Oak Dr is owned and occupied by an individual who bought it in March 2024.

Source: Volusia County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3032 WILLOW OAK DR, EDGEWATER, FL 32141-6103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Feb 8, 2024	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Feb 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 4, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 30, 2017	Intrafamily Transfer, Transfer · VA Mortgage NETWORK CAPITAL FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2024 · Amount on File
Deed Sale	Mar 20, 2024 · Amount on File
Prior Sale	Feb 8, 2024 · Amount on File
Deed Document Number	202454260
Deed Book / Page	8532 / 673
Prior Transfer Date	Jun 22, 2017
Prior Transfer Doc	0074181307
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3032 WILLOW OAK DR, EDGEWATER, FL 32141-6103
Transaction Type	Mortgage
Record Updated	May 8, 2024
Title Company	DAYTONA SUNCOAST TITLE INSURANCE INC, DAYTONA SUNCOAST TTL INS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1319 VICTORY PALM DR, EDGEWATER, FL 32132-2419

Mortgage

Document Number	0085420537
Date	Apr 11, 2024
Book Page	8542/537
Instrument	2024069932

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	2135 BUTANO DR # 150, SACRAMENTO, CA 95825

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 8, 2024
Property Address	3032 WILLOW OAK DR, EDGEWATER, FL 32141-6103
Document Number	0085160656
Book / Page	8516 / 656
Map Reference	MB 19 PG 240
Instrument Date	Feb 5, 2024
Instrument	2024025693
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	DAYTONA SUNCOAST TITLE INSURANCE INC, DAYTONA SUNCOAST TTL INS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,324.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3032 WILLOW OAK DR, EDGEWATER, FL 32141-6103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3032 WILLOW OAK DR, EDGEWATER, FL 32141-6103

Mortgage

Document Number	0008516658
Date	Feb 8, 2024
Instrument	8516/658

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3032 WILLOW OAK DR, EDGEWATER, FL 32141-6103
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3032 WILLOW OAK DR, EDGEWATER, FL 32141-6103

Mortgage

Document Number	0079860175
Date	Feb 8, 2021
Book Page	7986/175
Instrument	2021-027625

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jul 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3032 WILLOW OAK DR, EDGEWATER, FL 32141-6103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078600988
Date	Jun 4, 2020
Book Page	7860/988
Instrument	2020-099933

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Jun 30, 2017
Property Address	3032 WILLOW OAK DR, EDGEWATER, FL 32141-6103
Document Number	0074181307
Book / Page	7418 / 1307
Map Reference	MB19 PG240
Instrument Date	Jun 22, 2017
Instrument	2017-129911
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3032 WILLOW OAK DR, 3032, EDGEWATER, FL 32141-6103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3032 WILLOW OAK DR, EDGEWATER, FL 32141-6103

Mortgage

Document Number	2017129912
Date	Jun 30, 2017
Instrument	2017-129912

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3032 Willow Oak Dr was $4,549 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,089 (-2.9%) Land $54,000 Building $230,089	$284,089 (-2.9%) Land $54,000 Building $230,089
2025	$4,549.00 Homeowner's exemption	$292,578 Land $54,000 Building $238,578	$292,578 Land $54,000 Building $238,578
2023	$828.00 (+6.02%) Senior Citizen's exemption	$108,453 (+3%)	$275,316 (+12.54%) Land $42,000 Building $233,316
2022	$781.00 Senior Citizen's exemption	$105,294	$244,643 Land $29,600 Building $215,043

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3032 Willow Oak Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	6 (2008–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3032 Willow Oak Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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