3020 Willow Oak Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3020 Willow Oak Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,118 sqft · built 1990
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Mar 2026)
Tax Bill	$1,579 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-13-0970`

Property Details

APN / Parcel Number

Primary APN	`8402-01-13-0970`
Alternative APNs	`34180201130970` `02183401130970` `3954831.0` `3954831`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,118 sqft Living Area
Gross Area	2,598 sqft
1st Floor Area	1,884 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	284 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3954831
Street Address	3020 WILLOW OAK DR
City	EDGEWATER
State	FL
Zip	32141-6103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 13097 & 13098 BLK 420 FLORIDA SHORES NO 20 MB 19 PG 240 PER OR 3514 PG 0978 PER OR 5682 PG 3206 PER OR 5682 PG 3207 PER OR 5875 PG 1516 PER OR 6214 PGS 4443-4444 PER OR 6628 PG 2510 PER OR 6658 PG 3856
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	420
Legal Lot Number	13097
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	2
Census Block	2016
Census Tract	83007

Owner

Source: Volusia County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3020 WILLOW OAK DR, EDGEWATER, FL 32141-6103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Mar 20, 2026	Intrafamily Transfer, Transfer · FHA Mortgage MORTGAGEPROS LLC
Jun 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Dec 8, 2011 · Amount on Record
Deed Document Number	202649420
Deed Book / Page	8828 / 3730
Prior Transfer Date	Feb 2, 2026
Prior Transfer Doc	0088283730
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3020 WILLOW OAK DR, EDGEWATER, FL 32141-6103
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 WILLOW OAK DR, EDGEWATER, FL 32141-6103

Mortgage

Document Number	0085472411
Date	Apr 24, 2024
Book Page	8547/2411
Instrument	2024079206

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank
Address	241 E SAGINAW ST, EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 10, 2054

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Mar 20, 2026
Property Address	3020 WILLOW OAK DR, EDGEWATER, FL 32141-6103
Document Number	0088283730
Book / Page	8828 / 3730
Map Reference	MB 19 PG 240
Instrument Date	Feb 2, 2026
Instrument	2026049420
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 WILLOW OAK DR, EDGEWATER, FL 32141-6103

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3020 WILLOW OAK DR, EDGEWATER, FL 32141-6103

Mortgage

Document Number	0088283732
Date	Mar 20, 2026
Instrument	8828/3732

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Mar 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3020 WILLOW OAK DR, EDGEWATER, FL 32141-6103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0075610113
Date	Jun 20, 2018
Book Page	7561/0113
Instrument	2018-124528

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,409 (+2.7%)	$296,209 (+1.05%) Land $54,000 Building $242,209
2025	$1,579.00 (+4.02%) Homeowner's exemption	$127,955 (+5.99%)	$293,118 (+4.4%) Land $54,000 Building $239,118
2023	$1,518.00 (+3.2%) Homeowner's exemption	$120,728 (+3%)	$280,761 (+12.31%) Land $42,000 Building $238,761
2022	$1,471.00 Homeowner's exemption	$117,212	$249,988 Land $29,600 Building $220,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	6 (2008–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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