Monroe County property record for 3032 Central Ave, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,145 sqft · built 1963 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Owner Name on File |
| Last Sale | $125,000 (Mar 2003) |
| Tax Bill | $3,667 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00315840-000000 |
| Primary APN | 00315840-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,145 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Flooring | Plywood |
| Interior Walls | Wood |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 448 sqft |
| Fence | Fence |
| Cooling System | None |
|---|
| Account Number | 1389358 |
|---|---|
| Old Parcel Number | 10662900315840000000 |
| Street Address | 3032 CENTRAL AVE |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-6217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 12 LT 14 KOEHNS SUB PB3-83 BIG PINE KEY OR569-868 OR1870-592/93 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 10 |
| Legal Subdivision | KOEHNS SUBD |
| Legal Block | 12 |
| Legal Lot Number | 14 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 971402 |
The current owner of 3032 Central Ave bought it in March 2003.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 685 ELLIS CREEK RD, WAVERLY, NY 14892-9537 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2003 · Amount on File |
| Deed Sale | Mar 26, 2003 · Amount on File |
| Deed Document Number | 1358646 |
| Deed Book / Page | 1870 / 0592 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $397,442 Land $250,031 Building $147,411 | $397,442 Land $250,031 Building $147,411 | |
| 2024 | $3,667.00 (+17.46%) | ||
| 2023 | $3,122.00 (+4.55%) | $293,649 (+0.05%) Land $157,500 Building $136,149 | $293,649 (+0.05%) Land $157,500 Building $136,149 |
| 2022 | $2,986.00 | $293,501 Land $149,625 Building $143,876 | $293,501 Land $149,625 Building $143,876 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3032 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 522 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 522 in force |
| Nearby Flood Claims | 852 (1979–2017) |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3032 Central Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
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