Monroe County property record for 2954 Central Ave, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1976 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Apr 2015) |
| Tax Bill | $2,253 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00315880-000000 |
| Primary APN | 00315880-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Plywood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Porch | Unfinished Open Porch |
| Porch Area | 413 sqft |
| Patio Area | 48 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1389391 |
|---|---|
| Street Address | 2954 CENTRAL AVE |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-6216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ACCC |
| Legal Description | BK 12 LT 18 KOEHNS SUB PB3-83 BIG PINE KEY OR520-95 OR1482-1180D/C OR1717-1612 OR2609-362/63C/T OR2612-2106/07 OR2663-191/93 OR2738-206 OR2742-909C |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 10 |
| Legal Subdivision | KOEHNS SUBD |
| Legal Block | 12 |
| Legal Lot Number | 18 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 971402 |
2954 Central Ave is owned and occupied by two individuals who bought it in April 2015.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2954 CENTRAL AVE, BIG PINE KEY, FL 33043-6216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2015 · Amount on File |
| Deed Sale | Apr 30, 2015 · Amount on File |
| Prior Sale | Dec 13, 2013 · Amount on File |
| Deed Document Number | 20152026827 |
| Deed Book / Page | 2738 / 206 |
| Prior Transfer Date | Jan 4, 2013 |
| Prior Transfer Doc | 0026090362 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $212,990 | $483,451 Land $314,325 Building $169,126 | |
| 2024 | $2,253.00 (+6.42%) | ||
| 2023 | $2,117.00 (+2.72%) Homeowner's exemption | $200,960 (+3%) | $358,195 (+0.49%) Land $198,000 Building $160,195 |
| 2022 | $2,061.00 Homeowner's exemption | $195,107 | $356,443 Land $188,100 Building $168,343 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2954 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 522 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 522 in force |
| Nearby Flood Claims | 852 (1979–2017) |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2954 Central Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
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