St. Charles County property record for 3032 Bluffwood Dr, Saint Charles, MO 63301
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1.5 ba · 1,222 sqft · built 1985 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,500 (Dec 2013) |
| Tax Bill | $1,988 (2025) |
| Deeds & Mortgages | Nov 2023 Sale Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | A860001157 |
| Primary APN | A860001157 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,222 sqft Living Area |
| Gross Area | 1,486 sqft |
| 1st Floor Area | 671 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 21 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A860001157 |
|---|---|
| Street Address | 3032 BLUFFWOOD DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0377 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | AF0 |
| Legal Description | BLUFF STONE EST PT LOT 9 |
| Legal Subdivision | BLUFFSTONE EST |
| Legal Lot Number | 9 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 310802 |
Source: St. Charles County records · APN A860001157
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3032 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2023 | Beneficiary Deed, Transfer |
| Dec 12, 2022 | Beneficiary Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2013 · Amount on Record |
| Deed Sale | Dec 06, 2013 · Amount on Record |
| Prior Sale | May 29, 2007 · Amount on Record |
| Deed Document Number | 2013907360 |
| Deed Book / Page | 6128 / 1516 |
| Last Transfer Date | Nov 14, 2023 |
| Transfer Doc | 0000046814 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 14, 2023 |
| Property Address | 3032 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0377 |
| Document Number | 0000046814 |
| Map Reference | MB 23 PG 170 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2023R-046814 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3032 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0377 |
| Investor | Possibly a Property Investor |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 12, 2022 |
| Property Address | 3032 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0377 |
| Document Number | 0000065307 |
| Map Reference | MB 23 PG 170 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 2022R-065307 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 SOUTH 2ST ST, SAINT CHARLES, MO 63301-3406 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,785 (-) | $162,028 (-) Land $45,000 Building $117,028 | |
| 2025 | $1,988.00 | $30,785 (+12.14%) | $162,028 (+12.14%) Land $45,000 Building $117,028 |
| 2023 | $27,453 | ||
| 2022 | $144,489 Land $45,000 Building $99,489 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833108022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–1995) |
| Most Recent Claim | May 1995 · Severe Storms, Tornadoes, Hail, Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO6010707, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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