3031 Temple Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3031 Temple Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,012 sqft · built 1915
Lot Size	0.167 acres (7,318 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Dec 2021)
Tax Bill	$5,183 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`210-0077-0112-00`

Property Details

APN / Parcel Number

Primary APN	`210-0077-0112-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,012 sqft Living Area
1st Floor Area	896 sqft
2nd Floor Area	754 sqft
Attic	Attic
Attic Area	362 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1915
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,318 sqft (0.167 acres)
Lot Dimensions	150 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3031 TEMPLE AVE
City	CINCINNATI
State	OH
Zip	45211-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3033 TEMPLE AVE 50.84 X 150 IR SS TEMPLE AVE 368.34 FT W OF EPWORTH
Legal Subdivision	EDWARD BENCKENSTEIN ESTATE
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	10100

Owner

3031 Temple Ave is owned and occupied by an individual who bought it in December 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3031 TEMPLE AVE, CINCINNATI, OH 45211-4915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 29, 2020	Warranty Deed, Transfer · Conventional Mortgage CINCINNATI FSLA
Jan 25, 2017	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2021 · Amount on File
Deed Sale	Dec 27, 2021 · Amount on File
Prior Sale	Sep 29, 2020 · Amount on File
Deed Document Number	2021-0154045
Deed Book / Page	14571 / 946
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 27, 2021
Property Address	3031 TEMPLE AVE, CINCINNATI, OH 45211-4915
Document Number	0000154045
Book / Page	14571 / 946
Instrument Date	Dec 10, 2021
Instrument	2021-0154045
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3031 TEMPLE AVE, CINCINNATI, OH 45211-4915

Mortgage

Document Number	0000154046
Date	Dec 27, 2021
Instrument	2021-0154046

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 29, 2020
Property Address	3031 TEMPLE AVE, CINCINNATI, OH 45211-4915
Document Number	0000099961
Book / Page	14263 / 454
Instrument Date	Sep 23, 2020
Instrument	2020-0099961
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3031 TEMPLE AVE, CINCINNATI, OH 45211-4915

Mortgage

Document Number	0000099962
Date	Sep 29, 2020
Instrument	2020-0099962

Lender

Name	CINCINNATI FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3031 TEMPLE AVE, CINCINNATI, OH 45211-4915
Document Number	0000011525
Book / Page	013348 / 001071
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3031 TEMPLE AVE CINCINNATI OH 452114915, CINCINNATI, OH 45211-4915

Mortgage

Document Number	0000011525
Date	Jun 6, 2017
Book Page	013348/001071
Instrument	11525

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45434

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 5, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3031 Temple Ave was $5,183, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,183.00 (+3%)	$84,000 (-) Land $7,350 Building $76,650
2024	$5,032.00 (-2.12%)	$84,000 (-) Land $7,350 Building $76,650
2023	$5,141.00 (+159.52%)	$84,000 (+191.15%) Land $7,350 Building $76,650	$240,000 Land $21,000 Building $219,000
2022	$1,981.00 Homeowner's exemption	$28,851 Land $5,968 Building $22,883
2020			$82,430 Land $17,050 Building $65,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3031 Temple Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3031 Temple Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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