3028 Temple Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3028 Temple Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,152 sqft · built 1923
Lot Size	0.222 acres (9,670 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Aug 2026)
Tax Bill	$2,242 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`210-0077-0153-00`

Property Details

APN / Parcel Number

Primary APN	`210-0077-0153-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,152 sqft Living Area
Gross Area	3,824 sqft
1st Floor Area	1,372 sqft
2nd Floor Area	1,080 sqft
Upper Floors Area	1,080 sqft
Basement Area	1,372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Brick
Roof Material	Asphalt
Lot Area	9,670 sqft (0.222 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3028 TEMPLE AVE
City	CINCINNATI
State	OH
Zip	45211-4916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	3028 TEMPLE AVE 50 X 200 NS TEMPLE AVE 318.94 FT WOF EPWORTH AVE
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2005
Census Tract	10100

Owner

Source: Hamilton County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3028 TEMPLE AVE, CINCINNATI, OH 45211-4916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · Conventional Mortgage SHAREFAX CREDIT UNION
Nov 21, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Nov 21, 2022 · Amount on Record
Deed Document Number	202663555
Deed Book / Page	15722 / 785
Prior Transfer Date	Nov 18, 2022
Prior Transfer Doc	0000107444
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 5, 2026
Property Address	3028 TEMPLE AVE, CINCINNATI, OH 45211-4916
Document Number	0000063555
Book / Page	15722 / 785
Instrument Date	Aug 3, 2026
Instrument	202663555
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,580.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3028 TEMPLE AVE, CINCINNATI, OH 45211-4916

Mortgage

Document Number	0000063556,
Date	Aug 5, 2026
Instrument	202663556

Lender

Name	SHAREFAX CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 21, 2022
Property Address	3028 TEMPLE AVE, CINCINNATI, OH 45211-4916
Document Number	0000107444
Book / Page	14798 / 1179
Instrument Date	Nov 18, 2022
Instrument	2022-0107444
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3028 TEMPLE AVE, CINCINNATI, OH 45211-4916

Mortgage

Document Number	0000107445
Date	Nov 21, 2022
Instrument	2022-0107445

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,242.00 (-36.13%) Homeowner's exemption	$58,618 (-) Land $6,027 Building $52,591	$167,480 (-) Land $17,220 Building $150,260
2024	$3,510.00 (-2.17%)	$58,618 (-) Land $6,027 Building $52,591
2023	$3,588.00 (+181.85%)	$58,618 (+114.19%) Land $6,027 Building $52,591	$167,480 (+114.2%) Land $17,220 Building $150,260
2022	$1,273.00 Homeowner's exemption	$27,367 Land $4,893 Building $22,474
2020			$78,190 Land $13,980 Building $64,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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