Hardin County property record for 3031 Centennial Ave, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,620 sqft · built 1978 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,000 (Mar 2011) |
| Tax Bill | $1,696 (2025) |
| Deeds & Mortgages | Nov 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-03-009 |
| Primary APN | 180-20-03-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Basement Area | 1,620 sqft |
| Unfinished Basement | 1,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Patio Area | 120 sqft |
| Heating System | Central |
|---|
| Street Address | 3031 CENTENNIAL AVE |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 009 #1 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 600 |
3031 Centennial Ave is owned and occupied by two individuals who bought it in March 2011.
Source: Hardin County records, as of January 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3031 CENTENNIAL AVE, RADCLIFF, KY 40160-9005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2011 · Amount on File |
| Deed Sale | Mar 24, 2011 · Amount on File |
| Deed Book / Page | 1346 / 949 |
| Prior Transfer Date | Mar 17, 2011 |
| Prior Transfer Doc | 1346/949 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 3031 CENTENNIAL AVE, RADCLIFF, KY 40160-9005 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2288/659 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 2288/659 |
| Instrument | 20190-00014879 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2039 |
The 2025 property tax bill for 3031 Centennial Ave was $1,696.
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,696.00 | $179,600 Land $18,000 Building $161,600 | $179,600 Land $18,000 Building $161,600 |
| 2023 | $127,500 (-) Land $15,500 Building $112,000 | $127,500 (-) Land $15,500 Building $112,000 | |
| 2022 | $127,500 Land $15,500 Building $112,000 | $127,500 Land $15,500 Building $112,000 | |
| 2021 | $1,232.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3031 Centennial Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3031 Centennial Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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