Hardin County property record for 3002 Centennial Ave, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,863 sqft · built 1979 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,900 (Apr 2024) |
| Tax Bill | $2,153 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage May 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-03-075 |
| Primary APN | 180-20-03-075 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,863 sqft Living Area |
| Basement Area | 768 sqft |
| Finished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Raised Ranch |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Porch | Porch |
| Porch Area | 480 sqft |
| Patio Area | 48 sqft |
| Heating System | Central |
|---|
| Street Address | 3002 CENTENNIAL AVE |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-8714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 75 #2 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Tract | 75 |
| Legal Block | 3 |
| Legal Lot Number | 75 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 600 |
Source: Hardin County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3002 CENTENNIAL AVE, RADCLIFF, KY 40160-8714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2024 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| May 15, 2018 | Warranty Deed, Transfer · FHA Mortgage USAA FEDERAL SAVINGS BANK |
| Dec 21, 2017 | Special Warranty Deed, Transfer · Construction Mortgage WEST POINT BANK |
| Jul 20, 2017 | Commissioner's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on Record |
| Deed Sale | Apr 2, 2024 · Amount on Record |
| Prior Sale | May 15, 2018 · Amount on Record |
| Deed Book / Page | 1566 / 503 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Apr 2, 2024 |
| Property Address | 3002 CENTENNIAL AVE, RADCLIFF, KY 40160-8714 |
| Document Number | 001566/503 |
| Book / Page | 1566 / 503 |
| Map Reference | SH 296-B |
| Instrument Date | Mar 29, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 SUGAR HILL CT, ELIZABETHTOWN, KY 42701-6832 |
| Name | Verified Name |
|---|---|
| Address | 3002 CENTENNIAL AVE, RADCLIFF, KY 40160-8714 |
| Document Number | 0025141573 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 2514/1573 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | May 15, 2018 |
| Property Address | 3002 CENTENNIAL AVE, RADCLIFF, KY 40160-8714 |
| Document Number | 01456/1217 |
| Book / Page | 1456 / 1217 |
| Instrument Date | May 10, 2018 |
| Instrument | 180-00005641 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3002 CENTENNIAL AVE, RADCLIFF, KY 40160-8714 |
| Document Number | 0000002233/0000000811 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 0000002233/0000000811 |
| Instrument | 180-00005641 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Jan 1, 2033 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Dec 21, 2017 |
| Property Address | 3002 CENTENNIAL AVE, RADCLIFF, KY 40160-8714 |
| Document Number | 01450/0201 |
| Book / Page | 1450 / 0201 |
| Instrument Date | Nov 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1059 ELLEN DR, RADCLIFF, KY 40160-2953 |
| Investor | Possibly a Property Investor |
| Document Number | 02219/1088 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 2219/1088 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 20, 2018 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jul 20, 2017 |
| Property Address | 3002 CENTENNIAL AVE, RADCLIFF, KY 40160-8714 |
| Document Number | 001443/147 |
| Book / Page | 1443 / 147 |
| Instrument Date | Apr 27, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | May 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 E DIXIE AVE, ELIZABETHTOWN, KY 42701-3442 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,153.00 (+54.23%) | $229,900 (+58.55%) Land $18,000 Building $211,900 | $229,900 (+58.55%) Land $18,000 Building $211,900 |
| 2023 | $145,000 (-) Land $15,700 Building $129,300 | $145,000 (-) Land $15,700 Building $129,300 | |
| 2022 | $145,000 Land $15,700 Building $129,300 | $145,000 Land $15,700 Building $129,300 | |
| 2021 | $1,396.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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