3031 Carpenter Loop SE, Olympia (Lacey), WA 98503 Property Records

Thurston County property record for 3031 Carpenter Loop SE, Olympia, WA 98503

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,026 sqft · built 1977
Lot Size	0.539 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jun 1999)
Tax Bill	$534 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7405-00-00600`

Property Details

APN / Parcel Number

Primary APN	`7405-00-00600`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	4,026 sqft Finished Area
1st Floor Area	2,040 sqft
Basement Area	1,986 sqft
Finished Basement	1,986 sqft
Flooring	Carpet
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tile
Lot Area	23,522 sqft (0.539 acres)
Lot Dimensions	1 ft deep x 70 ft wide
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	1,092 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3031 CARPENTER LOOP SE
City	OLYMPIA
State	WA
Zip	98503-3940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 27 TOWNSHIP 18 RANGE 1W QUARTER SE NE PLAT SHOREWOOD VILLA LT 6 DOCUMENT 014/012
Legal Range	01W
Legal Township	18N
Legal Section	27
Legal Quarter	SE
Legal Subdivision	SHOREWOOD VILLA
Legal Lot Number	6
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1001
Census Tract	11628

Owner

Source: Thurston County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3031 CARPENTER LOOP SE, OLYMPIA, WA 98503-3940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · VA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit O BEE CU
Mar 30, 2020	Deed of Trust, Mortgage · VA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Mar 11, 2020	Quit Claim Deed, Transfer THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO
Apr 30, 2019	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 1999 · Amount on Record
Deed Sale	Jun 9, 1999 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	0003236239
Last Transfer Date	Mar 11, 2020
Transfer Doc	0004741665
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	3031 CARPENTER LOOP SE, OLYMPIA, WA 98503-3940
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE KING CNTY, FIRST AMERICAN TTL KING CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004894288
Date	Nov 1, 2021
Instrument	4894288

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	3031 CARPENTER LOOP SE, OLYMPIA, WA 98503-3940
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004910446
Date	Jan 19, 2022
Instrument	4910446

Lender

Name	O BEE CU
Type	Credit Union
Address	LACEY, WA 98509

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	3031 CARPENTER LOOP SE, OLYMPIA, WA 98503-3940
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004745119
Date	Mar 30, 2020
Instrument	4745119

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	THURSTON WA
Recording Date	Mar 11, 2020
Property Address	3031 CARPENTER LOOP SE, OLYMPIA, WA 98503-3940
Document Number	0004741665
Instrument Date	Mar 10, 2020
Instrument	4741665
Transaction Type	Transfer
Record Updated	Apr 10, 2020
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3031 CARPENTER LOOP SE OLYMPIA WA 985033940, OLYMPIA, WA 98503-3940

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Apr 30, 2019
Property Address	3031 CARPENTER LOOP SE, OLYMPIA, WA 98503-3940
Document Number	0004680957
Map Reference	VOL 14 PG 12
Instrument Date	Apr 22, 2019
Instrument	4680957
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	THURSTON COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8,615.20
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3031 CARPENTER LOOP SE, OLYMPIA, WA 98503-3940

Mortgage

Document Number	0004680958
Date	Apr 30, 2019
Instrument	4680958

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$534.00 (-95.42%)
2025		$1,217,200 (+4.53%) Land $401,200 Building $816,000	$1,217,200 (+4.53%) Land $401,200 Building $816,000
2023	$11,658.00
2022		$1,164,400 Land $296,300 Building $868,100	$1,164,400 Land $296,300 Building $868,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Ziply Fiber.

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