3023 Carpenter Loop SE, Olympia (Lacey), WA 98503 Property Records

Thurston County property record for 3023 Carpenter Loop SE, Olympia, WA 98503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,170 sqft · built 1963
Lot Size	0.289 acres (12,591 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Mar 2022)
Tax Bill	$182 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74050000800`

Property Details

APN / Parcel Number

Primary APN	`74050000800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,170 sqft Living Area
Gross Area	3,010 sqft
1st Floor Area	1,334 sqft
Basement Area	1,256 sqft
Finished Basement	836 sqft
Unfinished Basement	420 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1989
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Other
Lot Area	12,591 sqft (0.289 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	196 sqft
Patio Area	588 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3023 CARPENTER LOOP SE
City	LACEY
State	WA
Zip	98503-3940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD 0-4
Legal Description	SECTION 27 TOWNSHIP 18 RANGE 1W QUARTER SE NE PLAT SHOREWOOD VILLA LT 8 DOCUMENT 014/012
Legal Range	01
Legal Township	18
Legal Section	27
Legal Subdivision	SHOREWOOD VILLA
Legal Block	1
Legal Lot Number	8
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1001
Census Tract	11628

Owner

Source: Thurston County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3023 CARPENTER LOOP SE, OLYMPIA, WA 98503-3940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Feb 9, 2024	Intrafamily Transfer, Transfer
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 26, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Aug 26, 2020 · Amount on Record
Deed Document Number	20224922496
Last Transfer Date	Dec 20, 2023
Transfer Doc	0005005308
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	3023 CARPENTER LOOP SE, OLYMPIA, WA 98503-3940
Transaction Type	Mortgage
Record Updated	Jan 10, 2024
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3023 CARPENTER LOOP SE, LACEY, WA 98503-3940

Mortgage

Document Number	0005001495
Date	Dec 28, 2023
Instrument	5001495

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Apr 1, 2052

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	THURSTON WA
Recording Date	Feb 9, 2024
Property Address	3023 CARPENTER LOOP SE, OLYMPIA, WA 98503-3940
Document Number	0005005308
Map Reference	VOL 14 PG 12
Instrument Date	Dec 20, 2023
Instrument	5005308
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3023 CARPENTER LOOP SE, LACEY, WA 98503-3940

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Mar 24, 2022
Property Address	3023 CARPENTER LOOP SE, OLYMPIA, WA 98503-3940
Document Number	0004922496
Map Reference	VOL 14 PG 12
Instrument Date	Mar 22, 2022
Instrument	4922496
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,520.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3023 CARPENTER LOOP SE, LACEY, WA 98503-3940

Mortgage

Document Number	0004922497
Date	Mar 24, 2022
Instrument	4922497

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Aug 26, 2020
Property Address	3023 CARPENTER LOOP SE, OLYMPIA, WA 98503-3940
Document Number	0004777789
Map Reference	VOL 14 PG 12
Instrument Date	Aug 25, 2020
Instrument	4777789
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	RAINIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,760.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3023 CARPENTER LOOP SE, LACEY, WA 98503-3940

Mortgage

Document Number	0004777790
Date	Aug 26, 2020
Instrument	4777790

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$182.00 (-95.45%)
2025		$525,200 (+33.27%) Land $156,700 Building $368,500	$525,200 (+33.27%) Land $156,700 Building $368,500
2024	$3,999.00 (+1.19%)
2023	$3,952.00
2022		$394,100 Land $91,600 Building $302,500	$394,100 Land $91,600 Building $302,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Ziply Fiber.

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