303 Walker Rd, Nebo, NC 28761 Property Records

McDowell County property record for 303 Walker Rd, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,056 sqft · built 1995
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Feb 2023)
Tax Bill	$1,077 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1658-00-12-4256`

Property Details

APN / Parcel Number

Primary APN	`1658-00-12-4256`
Alternative APNs	`58448` `79369`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	79369
Street Address	303 WALKER RD
City	NEBO
State	NC
Zip	28761-8882
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1.02 AC LT 14 APPLEGATE VALLEY SURVEY 1/23/96
Legal Subdivision	APPLEGATE VLY
Legal Lot Number	14
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	2
Census Block	2040
Census Tract	970903

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	303 WALKER RD, NEBO, NC 28761-8882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Nov 9, 2020 · Amount on Record
Deed Document Number	0001427203
Deed Book / Page	1427 / 203
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 21, 2023
Property Address	303 WALKER RD, NEBO, NC 28761-8882
Document Number	0014270203
Book / Page	1427 / 203
Instrument Date	Feb 20, 2023
Instrument	2023000753
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 433, OLD FORT, NC 28762-0433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 WALKER RD, NEBO, NC 28761-8882

Mortgage

Document Number	2023000754
Date	Feb 21, 2023
Instrument	2023000754

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Nov 9, 2020
Property Address	303 WALKER RD, NEBO, NC 28761-8882
Document Number	0013290360
Book / Page	1329 / 360
Instrument Date	Nov 9, 2020
Instrument	2020005891
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 WALKER RD, NEBO, NC 28761-8882

Mortgage

Document Number	2020005892
Date	Nov 9, 2020
Instrument	2020005892

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Dec 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,077.00 (+3.06%)	$158,880 (-) Land $30,000 Building $128,880
2023	$1,045.00	$158,880 Land $30,000 Building $128,880	$158,880 Land $30,000 Building $128,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: Frontier, Verizon.

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