288 Walker Rd, Nebo, NC 28761 Property Records

McDowell County property record for 288 Walker Rd, Nebo, NC 28761

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,836 sqft · built 2020
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (May 2026)
Tax Bill	$1,859 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1658-00-12-1251`

Property Details

APN / Parcel Number

Primary APN	`1658-00-12-1251`
Alternative APN	`72632`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Heated Area
Gross Area	1,868 sqft
1st Floor Area	1,836 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	72632
Street Address	288 WALKER RD
City	NEBO
State	NC
Zip	28761-8881
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LT 15 & 20 APPLEGATE VALLEY PB 35/14 1.66 AC
Legal Subdivision	APPLEGATE VLY
Legal Lot Number	15,20
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	2
Census Block	2039
Census Tract	970903

Owner

Source: McDowell County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	288 WALKER RD, NEBO, NC 28761-8881
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 29, 2026	Warranty Deed, Transfer · FHA Mortgage GOPRIME MORTGAGE INC
May 29, 2026	Warranty Deed, Transfer · FHA Mortgage GOPRIME MORTGAGE INC
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMPETITIVE HOUSING CENTER
Jul 7, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	20262555
Deed Book / Page	1539 / 676
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	288 WALKER RD, NEBO, NC 28761-8881
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013560844
Date	Jun 10, 2021
Book Page	1356/844
Instrument	2021003758

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 29, 2026
Property Address	288 WALKER RD, NEBO, NC 28761-8881
Document Number	0000002555
Book / Page	1539 / 676
Instrument Date	May 27, 2026
Instrument	20262555
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 WALKER RD, NEBO, NC 28761-8881

Mortgage

Document Number	0000002556,
Date	May 29, 2026
Instrument	20262556

Lender

Name	GOPRIME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 29, 2026
Property Address	288 WALKER RD, NEBO, NC 28761-8881
Document Number	0015390676
Book / Page	1539 / 676
Instrument Date	May 27, 2026
Instrument	20262555
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 WALKER RD, NEBO, NC 28761-8881

Mortgage

Document Number	0000002556,
Date	May 29, 2026
Instrument	20262556

Lender

Name	GOPRIME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	288 WALKER RD, NEBO, NC 28761-8881
Document Number	0013160085
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	GRIMM PARALEGAL SERVICES, GRIMM PARALEGAL SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 DOUBLE EAGLE DR NEBO NC 287619133, NEBO, NC 28761-9133

Mortgage

Document Number	0013160085
Date	Jul 21, 2020
Book Page	001316/000085
Instrument	3499

Lender

Name	COMPETITIVE HOUSING CENTER
Address	521 E FLEMING DR, MORGANTON, NC 28655-5397

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 7, 2020
Property Address	288 WALKER RD, NEBO, NC 28761-8881
Document Number	0013140623
Book / Page	001314 / 000623
Instrument Date	Jul 6, 2020
Instrument	3232
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$54.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 DOUBLE EAGLE DR NEBO NC 287619133, NEBO, NC 28761-9133

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,859.00 (+3.05%)	$274,290 (-) Land $60,000 Building $214,290
2023	$1,804.00	$274,290 Land $60,000 Building $214,290	$274,290 Land $60,000 Building $214,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: Frontier, Verizon.

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