303 Ridge Rd, #R20A, Boone, NC 28607 Property Records

Watauga County property record for 303 Ridge Rd, #R20A, Boone, NC 28607

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,529 sqft · built 2007
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$950,000 (Aug 2022)
Tax Bill	$2,640 (2025)
Deeds & Mortgages	Feb 2024 Transfer Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1889-21-1826-000`

Property Details

APN / Parcel Number

Primary APN	`1889-21-1826-000`
Alternative APNs	`1736497` `1810701` `1860412`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,529 sqft Living Area
1st Floor Area	1,124 sqft
Basement Area	618 sqft
Finished Basement	618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Porch	Porch
Porch Area	314 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1860412
Street Address	303 RIDGE RD, R20A
City	BOONE
State	NC
Zip	28607-9130
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R
Legal Description	LOT TH-R20A ECHOTA ON THE RIDGE PH2
Legal Subdivision	ECHOTA ON THE RIDGE
Legal Lot Number	T
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	2
Census Block	2021
Census Tract	920900

Owner

Source: Watauga County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	720 SOMERSET DR, WINSTON SALEM, NC 27103-6646
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Intrafamily Transfer, Transfer
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Feb 15, 2013 · Amount on Record
Deed Document Number	2022723223
Deed Book / Page	2291 / 467
Last Transfer Date	Feb 5, 2024
Transfer Doc	0023710055
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WATAUGA NC
Recording Date	Feb 6, 2024
Property Address	303 RIDGE RD # R20A, R20A, BOONE, NC 28607-9130
Document Number	0023710055
Book / Page	2371 / 55
Map Reference	MB 20 PG 410
Instrument Date	Feb 5, 2024
Instrument	738283
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 SOMERSET DR, WINSTON SALEM, NC 27103-6646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 SOMERSET DR, WINSTON SALEM, NC 27103-6646

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 11, 2022
Property Address	303 RIDGE RD # R20A, R20A, BOONE, NC 28607-9130
Document Number	0022910467
Book / Page	2291 / 467
Map Reference	MB 20 PG 410
Instrument Date	Jul 28, 2022
Instrument	723223
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 CLARY CT, 103, BLOWING ROCK, NC 28605-6055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 FOX LAKE CT, WINSTON SALEM, NC 27106-3027

Mortgage

Document Number	0022910470
Date	Aug 11, 2022
Book Page	2291/470
Instrument	723224

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,640.00 (+0.46%)	$686,200 (-) Land $75,000 Building $611,200
2024	$2,628.00		$686,200 Land $75,000 Building $611,200
2023		$686,200 Land $75,000 Building $611,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 units insured incl. 15 condo units
Nearby Flood Claims	30 (1994–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims Hurricane Ivan, Sep 2004 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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