Watauga County property record for 287 Ridge Rd, #R19A, Boone, NC 28607
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 2.5 ba · 2,529 sqft · built 2007 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $727,000 (Mar 2021) |
| Tax Bill | $2,676 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1889-21-2809-000 |
| Primary APN | 1889-21-2809-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,529 sqft Living Area |
| 1st Floor Area | 1,124 sqft |
| Basement Area | 618 sqft |
| Finished Basement | 618 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Porch | Porch |
| Porch Area | 314 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 1823461 |
|---|---|
| Street Address | 287 RIDGE RD, R19A |
| City | BOONE |
| State | NC |
| Zip | 28607-9129 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R |
| Legal Description | LOT TH-R19A ECHOTA ON THE RIDGE PH2 |
| Legal Subdivision | ECHOTA ON THE RIDGE |
| Legal Lot Number | T |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | WATAUGA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 920900 |
Source: Watauga County records · APN 1889-21-2809-000
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 22017 PRESWICK DR, FORT MILL, SC 29707-6202 |
| Owner Type | Individual |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 09, 2018 | Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2021 · Amount on Record |
| Deed Sale | Mar 26, 2021 · Amount on Record |
| Prior Sale | Aug 09, 2018 · Amount on Record |
| Deed Document Number | 2021704120 |
| Deed Book / Page | 2177 / 263 |
| Prior Transfer Date | Feb 27, 2016 |
| Prior Transfer Doc | 0018500649 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 287 RIDGE RD # R19A, R19A, BOONE, NC 28607-9129 |
| Document Number | 0020880282 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 287 RIDGE HAVEN PKWY #R19-A BANNER ELK NC 286040020, R19-A, BANNER ELK, NC 28604-0020 |
| Document Number | 0020880282 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 002088/000282 |
| Instrument | 689524 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Aug 09, 2018 |
| Property Address | 287 RIDGE RD # R19A, R19A, BOONE, NC 28607-9129 |
| Document Number | 0019860310 |
| Book / Page | 1986 / 0310 |
| Map Reference | MB20 PG410 |
| Instrument Date | Aug 02, 2018 |
| Instrument | 671206 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,038.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 554 PARROT POINT DR, 554, CHARLESTON, SC 29412-8983 |
| Name | Verified Name |
|---|---|
| Address | 451 PEACEFUL HAVEN DR UNIT G1, G1, BOONE, NC 28607-9531 |
| Document Number | 671207 |
|---|---|
| Date | Aug 09, 2018 |
| Instrument | 671207 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,676.00 (-3.32%) | $695,800 (-3.93%) Land $75,000 Building $620,800 | |
| 2024 | $2,768.00 | $724,300 Land $75,000 Building $649,300 | |
| 2023 | $724,300 Land $75,000 Building $649,300 |
Source: FEMA National Flood Hazard Layer as of May 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 units insured incl. 15 condo units |
| Nearby Flood Claims | 30 (1994–2024) |
| Claims Outside the SFHA | 8 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loretto Telephone Company Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 55 locations within half a mile of this property.
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