303 Placido Dr, Laredo, TX 78045 Property Records

Webb County property record for 303 Placido Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,995 sqft · built 2021
Lot Size	0.157 acres (6,840 sqft)
Owner	Individual Name on File
Last Sale	$467,495 (Sep 2025)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`989-86005-020`

Property Details

APN / Parcel Number

Primary APN	`989-86005-020`
Alternative APN	`786951`

Interior

Stories	1 Story
Building Area	1,995 sqft Living Area
Gross Area	2,445 sqft
1st Floor Area	1,995 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,840 sqft (0.157 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	295 sqft

Location & Zoning

Street Address	303 PLACIDO DR
City	LAREDO
State	TX
Zip	78045-4277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LA PAZ SUBD. BLK 5 LOT 2
Legal Subdivision	SAN ISIDRO NORTHEAST LA PAZ SUBD.
Legal Block	5
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

303 Placido Dr is owned and occupied by an individual who bought it in September 2025.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	303 PLACIDO DR, LAREDO, TX 78045-4277
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Sep 11, 2025	Vendor's Lien, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Aug 26, 2022	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2025 · Amount on File
Deed Sale	Sep 11, 2025 · Amount on File
Prior Sale	Aug 26, 2022 · Amount on File
Deed Document Number	20251567540
Deed Book / Page	5903 / 272
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Jul 2, 2026
Property Address	303 PLACIDO DR, LAREDO, TX 78045-4277
Document Number	0001591932
Book / Page	6068 / 842
Instrument Date	Jul 1, 2026
Instrument	20261591932
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103

Mortgage

Document Number	0001591932,
Date	Jul 2, 2026
Book Page	6068/842
Instrument	20261591932

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.48%
Max Rate	-1%

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 11, 2025
Property Address	303 PLACIDO DR, LAREDO, TX 78045-4277
Document Number	005903/272
Book / Page	5903 / 272
Map Reference	VOL 38 PG 57-60
Instrument Date	Sep 10, 2025
Instrument	1567540
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 PLACIDO DR, LAREDO, TX 78045-4277

Mortgage

Document Number	0001567541
Date	Sep 11, 2025
Instrument	1567541

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 26, 2022
Property Address	303 PLACIDO DR, LAREDO, TX 78045-4277
Document Number	005335/364
Book / Page	5335 / 364
Map Reference	VOL 38 PG 57-60
Instrument Date	Aug 23, 2022
Instrument	1477801
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 PLACIDO DR, LAREDO, TX 78045-4277

Mortgage

Document Number	0001477802
Date	Aug 26, 2022
Instrument	1477802

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 303 Placido Dr was $1,791, down 18.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,000 (-0.55%) Land $105,336 Building $246,664	$352,000 (-0.55%) Land $105,336 Building $246,664
2025	$1,791.00 (-18.78%)	$353,941 (+0.7%) Land $105,336 Building $248,605	$353,941 (+0.7%) Land $105,336 Building $248,605
2024	$2,205.00 (-2.78%)	$351,492 (+1.13%) Land $105,268 Building $246,224	$351,492 (+1.13%) Land $105,268 Building $246,224
2023	$2,268.00 (+25.86%)	$347,567 Land $91,177 Building $256,390	$347,567 Land $91,177 Building $256,390
2022	$1,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Placido Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Placido Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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