303 Oak St, Hurlock, MD 21643 Property Records

Dorchester County property record for 303 Oak St, Hurlock, MD 21643

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,792 sqft · built 1989
Lot Size0.794 acres (34,608 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Sep 2019)
Tax Bill$4,162 (2026)
Deeds & MortgagesDec 2025 Second Mortgage
Mar 2024 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-017376

Property Details

APN / Parcel Number

Primary APN15-017376
Alternative APN
  • 017376

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,792 sqft Total Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area34,608 sqft (0.794 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number017376
Street Address303 OAK ST
CityHURLOCK
StateMD
Zip21643-4100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 2 34,608 SQ.FT. 303 OAK STREET HURLOCK
Legal SubdivisionSUBDIVISION LOT -2D C CORKAN AND SON INC
Legal Lot Number2
JurisdictionDORCHESTER MD
Township / Civil Division15, HURLOCK
Census Block Group2
Census Block2075
Census Tract970200

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address303 OAK ST, HURLOCK, MD 21643-4100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Mar 27, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Aug 30, 2019Grant Deed, Transfer · Conventional with PMI
FIRST HM MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2019 · Amount on Record
Deed SaleSep 11, 2019 · Amount on Record
Prior SaleJan 16, 1987 · Amount on Record
Deed Book / Page1537 / 473
Last Transfer DateMar 13, 2024
Transfer Doc0018660230
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address303 OAK ST, HURLOCK, MD 21643-4100
Transaction TypeMortgage
Record UpdatedDec 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019830237
DateDec 4, 2025
Book Page1983/237
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueDec 1, 2045

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDORCHESTER MD
Recording DateMar 27, 2024
Property Address303 OAK ST, HURLOCK, MD 21643-4100
Document Number0018660230
Book / Page1866 / 230
Map ReferenceMB 39 FO 36
Instrument DateMar 13, 2024
Transaction TypeTransfer
Record UpdatedApr 10, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address303 OAK ST, HURLOCK, MD 21643-4100

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address303 OAK ST, HURLOCK, MD 21643-4100
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016380446
DateMar 31, 2021
Book Page1638/446
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueApr 1, 2046

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDORCHESTER MD
Recording DateAug 30, 2019
Property Address303 OAK ST, HURLOCK, MD 21643-4100
Document Number0015370473
Book / Page001537 / 000473
Instrument DateAug 29, 2019
Transaction TypeTransfer
Record UpdatedOct 3, 2019
Title CompanyREAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address303 OAK ST HURLOCK MD 21643, HURLOCK, MD 21643

Mortgage

Document Number15370479
DateAug 30, 2019
Book Page001537/000479
Lender
NameFIRST HM MTG CORP
AddressBALTIMORE, MD 21236
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 29, 2049

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityHurlock Town
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,162.00 (+3.46%) Homeowner's exemption$266,033 (+8.11%)$286,000 (-) Land $34,000 Building $252,000
2025$4,023.00 (+9.17%) Homeowner's exemption$246,067 (+16.33%)$286,000 (+26.49%) Land $34,000 Building $252,000
2023$3,685.00 Homeowner's exemption$211,533$226,100 Land $34,000 Building $192,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF HURLOCK
serves 2,150 people · EPA ID MD0090005
Water SourceGroundwater
Last State InspectionOct 2025
Lead7 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Bay Country Communications
Cable
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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