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209 Oak St, Hurlock, MD 21643 Property Records

Dorchester County property record for 209 Oak St, Hurlock, MD 21643

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,524 sqft · built 2023
Lot Size0.416 acres (18,137 sqft)
Owner2 Individual Names on Record
Last Sale$358,000 (May 2023)
Tax Bill$4,911 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN15-012218

Property Details

APN / Parcel Number

Primary APN15-012218
Alternative APN
  • 012218

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,524 sqft Total Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area18,137 sqft (0.416 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchSlab
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number012218
Street Address209 OAK ST
CityHURLOCK
StateMD
Zip21643-3409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 6 - 18,137 SQ.FT N/E SIDE GANNON ST OAK ST HURLOCK
Legal Lot Number6
JurisdictionDORCHESTER MD
Township / Civil Division15, HURLOCK
Census Block Group2
Census Block2073
Census Tract970200

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address209 OAK ST, HURLOCK, MD 21643-3409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2023Deed, Transfer · FHA Mortgage
KEYSTONE FUNDING INC
Sep 28, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2023 · Amount on Record
Deed SaleMay 24, 2023 · Amount on Record
Prior SaleSep 28, 2020 · Amount on Record
Deed Book / Page1812 / 314
Record UpdatedOct 29, 2026

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionDORCHESTER MD
Recording DateMay 24, 2023
Property Address209 OAK ST, HURLOCK, MD 21643-3409
Document Number0018120314
Book / Page1812 / 314
Map ReferenceLB 66 FO 115
Instrument DateMay 1, 2023
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanyCOMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$895.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 OAK ST, HURLOCK, MD 21643-3409

Mortgage

Document Number0001812322
DateMay 24, 2023
Instrument1812-322
Lender
NameKEYSTONE FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDORCHESTER MD
Recording DateSep 28, 2020
Property Address209 OAK ST, HURLOCK, MD 21643-3409
Document Number0015980360
Book / Page001598 / 000360
Instrument DateSep 18, 2020
Transaction TypeTransfer
Record UpdatedOct 15, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$35.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address301 GANNON ST HURLOCK MD 21643, HURLOCK, MD 21643

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityHurlock Town
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,911.00 (+7.09%)$291,800 (+27.33%)$318,300 (+33.29%) Land $32,400 Building $285,900
2025$4,586.00 (+11.96%)
2023$4,096.00$229,167$238,800 Land $32,400 Building $206,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF HURLOCK
serves 2,150 people · EPA ID MD0090005
Water SourceGroundwater
Last State InspectionOct 2025
Lead7 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Bay Country Communications.

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