303 Oak St, Elko, NV 89801 Property Records

Elko County property record for 303 Oak St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 867 sqft · built 1928
Lot Size	0.115 acres (5,009 sqft)
Owner	Trust Name on File
Last Sale	$135,000 (Oct 2021)
Tax Bill	$715 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-171-012`

Property Details

APN / Parcel Number

Primary APN	`001-171-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	867 sqft Living Area
Gross Area	1,021 sqft
1st Floor Area	867 sqft
Basement Area	154 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	303 OAK ST
City	ELKO
State	NV
Zip	89801-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	MALLETTS SUBDIVISION FILE 6
Legal Subdivision	MALLETTS SUBDIVISION
Legal Block	64
Legal Lot Number	13,14
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1018
Census Tract	951000

Owner

303 Oak St is held in a trust since October 2021.

Source: Elko County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	339 OAK ST, ELKO, NV 89801-3131
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage ZB NA
Oct 28, 2021	Bargain and Sale Deed, Transfer STEWART TITLE ELKO
Oct 28, 2021	Intrafamily Transfer, Transfer STEWART TITLE ELKO
Aug 2, 2021	Intrafamily Transfer, Transfer
Mar 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Prior Sale	Jun 4, 2007 · Amount on File
Deed Document Number	2021796738
Prior Transfer Date	Jul 24, 2007
Prior Transfer Doc	0000585181
Record Updated	Oct 29, 2026

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Oct 28, 2021
Property Address	303 OAK ST, ELKO, NV 89801-3131
Document Number	0000796738
Instrument Date	Oct 27, 2021
Instrument	796738
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$526.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	336 OAK ST, ELKO, NV 89801-3132

Mortgage

Document Number	0000796739
Date	Oct 28, 2021
Instrument	796739

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Oct 28, 2021
Property Address	303 OAK ST, ELKO, NV 89801-3131
Document Number	0000796736
Instrument Date	Oct 2, 2021
Instrument	796736
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	STEWART TITLE ELKO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 GRANBRY, ELK, TX 76624

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Oct 28, 2021
Property Address	303 OAK ST, ELKO, NV 89801-3131
Document Number	0000796737
Instrument Date	Sep 25, 2021
Instrument	796737
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	STEWART TITLE ELKO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 GRANBERRY ST, HUMBLE, TX 77338-4761

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Aug 2, 2021
Property Address	303 OAK ST, ELKO, NV 89801-3131
Document Number	0000792277
Instrument Date	Aug 2, 2021
Instrument	792277
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 CLOVER CRK, SAN ANTONIO, TX 78245-2350

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Mar 9, 2020
Property Address	303 OAK ST, ELKO, NV 89801-3131
Document Number	0000766210
Instrument Date	Mar 9, 2020
Instrument	766210
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 CLOVER CRK SAN ANTONIO TX 782452350, SAN ANTONIO, TX 78245-2350

Tax Assessment & Valuation

The 2026 property tax bill for 303 Oak St was $715, up 3% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$715.00 (+3.03%)	$27,198 (+1.12%) Land $15,050 Building $12,148	$77,709 (+1.12%) Land $43,000 Building $34,709
2025	$694.00	$26,896 Land $15,050 Building $11,846	$76,846 Land $43,000 Building $33,846
2023	$618.00 (+8.04%)	$17,429 (+11.8%) Land $6,615 Building $10,814	$49,797 (+11.8%) Land $18,900 Building $30,897
2022	$572.00	$15,589 Land $6,615 Building $8,974	$44,540 Land $18,900 Building $25,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 303 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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