272 Oak St, Elko, NV 89801 Property Records

Elko County property record for 272 Oak St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 999 sqft · built 1925
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Jun 2018)
Tax Bill	$988 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-166-007`

Property Details

APN / Parcel Number

Primary APN	`001-166-007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	999 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	999 sqft
Basement Area	891 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,746 sqft (0.086 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	272 OAK ST
City	ELKO
State	NV
Zip	89801-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	ELKO CITY FILE 1 AND THE SWLY HALF OF
Legal Subdivision	THE TOWN NOW CITY OF ELKO
Legal Block	43
Legal Lot Number	3
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1026
Census Tract	951000

Owner

272 Oak St is owned and occupied by an individual who bought it in June 2018.

Source: Elko County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	272 OAK ST, ELKO, NV 89801-3130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 3, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 12, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 20, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 19, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jun 29, 2018	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Prior Sale	Aug 25, 2011 · Amount on File
Deed Document Number	2018742805
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	272 OAK ST, ELKO, NV 89801-3130
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000808350
Date	Jul 20, 2022
Instrument	808350

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	272 OAK ST, ELKO, NV 89801-3130
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000788386
Date	Jun 3, 2021
Instrument	788386

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Mar 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	272 OAK ST, ELKO, NV 89801-3130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000761721
Date	Nov 12, 2019
Instrument	761721

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	272 OAK ST, ELKO, NV 89801-3130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000771274
Date	Jul 20, 2020
Instrument	771274

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	LAS VEGAS, NV 89107

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jul 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	272 OAK ST, ELKO, NV 89801-3130
Document Number	0000751896
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 OAK ST ELKO NV 898013130, ELKO, NV 89801-3130

Mortgage

Document Number	0000751896
Date	Feb 26, 2019
Instrument	751896

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	2%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Jun 29, 2018
Property Address	272 OAK ST, ELKO, NV 89801-3130
Document Number	0000742805
Instrument Date	May 23, 2018
Instrument	742805
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	RELIANT TITLE-ELKO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$713.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 OAK ST ELKO NV 898013130, ELKO, NV 89801-3130

Mortgage

Document Number	742806
Date	Jun 29, 2018
Instrument	742806

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 272 Oak St was $988, up 3% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$988.00 (+3.02%)	$35,392 (-0.35%) Land $12,600 Building $22,792	$101,120 (-0.35%) Land $36,000 Building $65,120
2025	$959.00	$35,518 Land $12,600 Building $22,918	$101,480 Land $36,000 Building $65,480
2023	$851.00 (+3.03%)	$26,044 (+15.6%) Land $4,725 Building $21,319	$74,411 (+15.6%) Land $13,500 Building $60,911
2022	$826.00	$22,529 Land $4,725 Building $17,804	$64,369 Land $13,500 Building $50,869

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 272 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 272 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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