303 Oak Ave, Galt, CA 95632 Property Records

Sacramento County property record for 303 Oak Ave, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,326 sqft · built 1943
Lot Size	0.118 acres (5,124 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-0121-045-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0121-045-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	850 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,124 sqft (0.118 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	303 OAK AVE
City	GALT
State	CA
Zip	95632-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	POR OF LOT 13 RANCHO SAN JON DE LOS MOKELUMNES LOC IN NE 1/4 SEC 27, T 5 N, R 6 E, MDB&M DESC ASBEG AT INT-SEC OF N LN SIMONS
Legal Range	06E
Legal Township	05N
Legal Section	27
Legal Subdivision	SAN JON DE LOS MOKELUMNES RHO
Legal Tract	13
Legal Lot Number	13
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1002
Census Tract	9503

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 OAK AVE, GALT, CA 95632-1515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 23, 2020
Transfer Doc	10050000001711
Record Updated	Sep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 5, 2020
Property Address	303 OAK AVE, GALT, CA 95632-1515
Document Number	2010051711
Instrument Date	Sep 23, 2020
Instrument	2010051711
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 OAK AVE GALT CA 956321515, GALT, CA 95632-1515

Mortgage

Document Number	2010051710
Date	Oct 5, 2020
Instrument	2010051710

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$189,499 (+2%) Land $65,660 Building $123,839
2025	$2,055.00 (+4.58%) Homeowner's exemption	$185,784 (+4.04%) Land $64,373 Building $121,411
2024	$1,965.00 (+1.76%)
2023	$1,931.00 (+4.32%) Homeowner's exemption	$178,572 Land $61,874 Building $116,698
2022	$1,851.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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