302 Oak Ave, Galt, CA 95632 Property Records

Sacramento County property record for 302 Oak Ave, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 2018
Lot Size	0.216 acres (9,405 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Dec 2019)
Tax Bill	$4,999 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`150-0112-050-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0112-050-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,511 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,405 sqft (0.216 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	302 OAK AVE
City	GALT
State	CA
Zip	95632-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PARCEL MAP , LOT 1, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	PARCEL MAP
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1003
Census Tract	9503

Owner

302 Oak Ave is owned and occupied by an individual who bought it in December 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	302 OAK AVE, GALT, CA 95632-1516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Dec 10, 2019	Grant Deed, Transfer · Conventional Mortgage AMALGAMATED BK
Dec 28, 2018	Grant Deed, Construction Loan · Construction Mortgage HOUSING & CMNTY DEV DEPT
Dec 28, 2018	Quit Claim Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO
Dec 28, 2018	Grant Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO
Apr 10, 2018	Deed of Trust, Mortgage STEPHEN BERRY
Feb 15, 2017	Deed of Trust, Mortgage DAVID & APRIL COOK
Feb 3, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2019 · Amount on File
Deed Sale	Dec 10, 2019 · Amount on File
Deed Book / Page	20191210 / 1525
Prior Transfer Date	Jan 15, 2003
Prior Transfer Doc	2003000750
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	302 OAK AVE, GALT, CA 95632-1516
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 OAK AVE, GALT, CA 95632-1516

Mortgage

Document Number	0000001947
Date	Jun 16, 2021
Instrument	202106161947

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	302 OAK AVE, GALT, CA 95632-1516
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 OAK AVE, GALT, CA 95632-1516

Mortgage

Document Number	6160000001947
Date	Jun 16, 2021
Book Page	20210616/1947

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 10, 2019
Property Address	302 OAK AVE, GALT, CA 95632-1516
Document Number	1912101525
Instrument Date	Nov 22, 2019
Instrument	1912101525
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 OAK AVE GALT CA 956321516, GALT, CA 95632-1516

Mortgage

Document Number	1912101526
Date	Dec 10, 2019
Instrument	1912101526

Lender

Name	AMALGAMATED BK
Type	Bank
Address	NEW YORK, NY 10001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2049

December 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 28, 2018
Property Address	302 OAK AVE, GALT, CA 95632-1516
Document Number	1812281049
Instrument Date	Dec 19, 2018
Instrument	1812281049
Transaction Type	Construction Loan
Record Updated	Feb 13, 2020
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 541 THORNTON CA 956860541, THORNTON, CA 95686-0541

Mortgage

Document Number	1812281050
Date	Dec 28, 2018
Instrument	1812281050

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	ST LOUIS, MO 63166

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	396 Months
Due	Dec 27, 2051

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 28, 2018
Property Address	302 OAK AVE, GALT, CA 95632-1516
Document Number	1812281052
Instrument Date	Dec 19, 2018
Instrument	1812281052
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	621 BERNIER CIR GALT CA 956323138, GALT, CA 95632-3138

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 28, 2018
Property Address	302 OAK AVE, GALT, CA 95632-1516
Document Number	1812281047
Instrument Date	Dec 18, 2018
Instrument	1812281047
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Tax	$165.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1597 LODI CA 952411597, LODI, CA 95241-1597

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	302 OAK AVE, GALT, CA 95632-1516
Document Number	1804131239
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9873 HARVEY RD GALT CA 956328862, GALT, CA 95632-8862

Mortgage

Document Number	1804131239
Date	Apr 13, 2018
Instrument	1804131239

Lender

Name	STEPHEN BERRY
Address	PO BOX 394, PARADISE, CA 95967-0394

Agreement

Amount	Amount on Record

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	302 OAK AVE, GALT, CA 95632-1516
Document Number	0000000820
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9873 HARVEY RD GALT CA 956328862, GALT, CA 95632-8862

Mortgage

Document Number	0000000820
Date	Mar 8, 2017
Book Page	170308/000820

Lender

Name	DAVID & APRIL COOK
Address	111 BAYMOUNT ST, SANTA CRUZ, CA 95062-3459

Agreement

Amount	Amount on Record

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 3, 2017
Property Address	302 OAK AVE, GALT, CA 95632-1516
Document Number	0000000733
Book / Page	170203 / 000733
Instrument Date	Feb 1, 2017
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9873 HARVEY RD GALT CA 956328862, GALT, CA 95632-8862

Tax Assessment & Valuation

The 2025 property tax bill for 302 Oak Ave was $4,999 with a homeowner's exemption, up 4.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$412,735 (+2%) Land $94,815 Building $317,920
2025	$4,999.00 (+4.34%) Homeowner's exemption	$404,643 Land $92,956 Building $311,687
2024	$4,791.00 (+1.87%)
2023	$4,703.00 (+4.42%) Homeowner's exemption	$388,933 Land $89,348 Building $299,585
2022	$4,504.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 302 Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Oak Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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