303 N Main St, Capac, MI 48014 Property Records

St. Clair County property record for 303 N Main St, Capac, MI 48014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,316 sqft · built 1880
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jul 2020)
Tax Bill	$2,486 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-40-950-0185-000`

Property Details

APN / Parcel Number

Primary APN	`74-40-950-0185-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,316 sqft Living Area
1st Floor Area	1,158 sqft
Basement Area	1,158 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Area	1,220 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	303 N MAIN ST
City	CAPAC
State	MI
Zip	48014-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	LOT 2 B3N R1W VILLAGE OF CAPAC
Legal Subdivision	VILLAGE OF CAPAC
Legal Lot Number	2
Legal Unit	2
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	1
Census Block	1007
Census Tract	657100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	303 N MAIN ST, CAPAC, MI 48014-3147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit ADVIA CREDIT UNION
Jul 30, 2020	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC
Jan 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	202017639
Deed Book / Page	5219 / 226
Prior Transfer Date	Sep 24, 2004
Prior Transfer Doc	0005142156
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 18, 2026
Property Address	303 N MAIN ST, CAPAC, MI 48014-3147
Document Number	0000012408
Book / Page	5935 / 429
Instrument Date	Jun 5, 2026
Instrument	202612408
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 N MAIN ST, CAPAC, MI 48014-3147

Mortgage

Document Number	0000012408,
Date	Jun 18, 2026
Book Page	5935/429
Instrument	202612408

Lender

Name	ADVIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 30, 2020
Property Address	303 N MAIN ST, CAPAC, MI 48014-3147
Document Number	0052190226
Book / Page	005219 / 000226
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX BOX 611196 PORT HURON MI 48060, PORT HURON, MI 48060

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 15, 2020
Property Address	303 N MAIN ST, CAPAC, MI 48014-3147
Document Number	0051420156
Book / Page	005142 / 000156
Instrument Date	Sep 24, 2004
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	738 HOWELL RD ALLENTON MI 480023616, ALLENTON, MI 48002-3616

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Capac Village
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,600 (+11.25%)	$255,200 (+11.25%)
2025	$2,486.00 (+2.81%) Homeowner's exemption	$114,700 (+12.23%)
2024	$2,418.00 (+15.53%)		$229,400 (+12.23%)
2023		$102,200
2022	$2,093.00		$204,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAPAC serves 1,775 people · EPA ID MI0001110
Water Source	Groundwater
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless · Fiber in parts of the area	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Highline Internet, Verizon.

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