301 N Main St, Capac, MI 48014 Property Records

St. Clair County property record for 301 N Main St, Capac, MI 48014

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,868 sqft · built 1920
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jan 2023)
Tax Bill	$2,714 (2025)
Deeds & Mortgages	May 2026 Transfer Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-40-950-0183-000`

Property Details

APN / Parcel Number

Primary APN	`74-40-950-0183-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,868 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	90 ft deep x 75 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	301 N MAIN ST
City	CAPAC
State	MI
Zip	48014-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	THE E 90 FT OF LOT 1 B3N R1W VILLAGE OF CAPAC SEC 21 & 22 T7N R13E
Legal Range	01W
Legal Township	07N
Legal Section	21
Legal Subdivision	VILLAGE OF CAPAC
Legal Lot Number	1
Legal Unit	1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	1
Census Block	1007
Census Tract	657100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 N MAIN ST, CAPAC, MI 48014-3147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 3, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jul 26, 2021	Warranty Deed, Transfer
Mar 1, 2019	Loan Modification, Mortgage · Conventional Mortgage TRI CNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	Jul 26, 2021 · Amount on Record
Deed Document Number	2023116
Deed Book / Page	5589 / 314
Last Transfer Date	May 14, 2026
Transfer Doc	0005926902
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 22, 2026
Property Address	301 N MAIN ST, CAPAC, MI 48014-3147
Document Number	0005926902
Book / Page	5926 / 902
Instrument Date	May 14, 2026
Instrument	202610346
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	301 N MAIN ST, CAPAC, MI 48014-3147

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 3, 2023
Property Address	301 N MAIN ST, CAPAC, MI 48014-3147
Document Number	0005589314
Book / Page	5589 / 314
Map Reference	LB H PG 72
Instrument Date	Nov 30, 2022
Instrument	2023000116
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6210 BUMSIDE ROAD, BROWN CITY, MI 48416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 N MAIN ST, CAPAC, MI 48014-3147

Mortgage

Document Number	0005586904
Date	Dec 20, 2022
Book Page	5586/904
Instrument	2022027592

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 26, 2021
Property Address	301 N MAIN ST, CAPAC, MI 48014-3147
Document Number	5398624
Book / Page	5398 / 624
Map Reference	LB H PG 72
Instrument Date	Jun 28, 2021
Instrument	2021021452
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 N MAIN ST, 301, CAPAC, MI 48014-3147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6210 BURNSIDE RD, BROWN CITY, MI 48416-9757

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAINT CLAIR MI
Property Address	301 N MAIN ST, CAPAC, MI 48014-3147
Document Number	0050360651
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 335 MUSSEY MI 480140335, MUSSEY, MI 48014-0335

Mortgage

Document Number	0050360651
Date	Mar 11, 2019
Book Page	005036/000651

Lender

Name	TRI CNTY BK
Type	Bank
Address	BROWN CITY, MI 48416

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 10, 2024

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Capac Village
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,000 (+10.22%)	$220,000 (+10.22%)
2025	$2,714.00 (+2.73%) Homeowner's exemption	$99,800 (+10.52%)
2024	$2,642.00 (-11.22%)		$199,600 (+10.52%)
2023		$90,300
2022	$2,976.00		$180,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAPAC serves 1,775 people · EPA ID MI0001110
Water Source	Groundwater
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless · Fiber in parts of the area	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Highline Internet, Verizon.

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures