303 Kirkhoff Rd, Westminster, MD 21158 Property Records

Carroll County property record for 303 Kirkhoff Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,168 sqft · built 1997
Lot Size	3.49 acres (152,155 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,565 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-005461`

Property Details

APN / Parcel Number

Primary APN	`03-005461`
Alternative APNs	`3005461` `005461`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,168 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	152,155 sqft (3.49 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	005461
Street Address	303 KIRKHOFF RD
City	WESTMINSTER
State	MD
Zip	21158-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 3.4925 ACS KIRKHOFF RD SE OF OLD HANOVER RD
Legal Subdivision	CHERRYTOWN
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	4
Census Block	4007
Census Tract	503000

Owner

Source: Carroll County records · APN 03-005461

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	303 KIRKHOFF RD, WESTMINSTER, MD 21158-1632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 24, 2018	Deed of Trust, Mortgage · FHA Mortgage HOWARD BANK
Mar 14, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 24, 2015
Transfer Doc	0079670219
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	303 KIRKHOFF RD, WESTMINSTER, MD 21158-1632
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102960344
Date	Jun 01, 2021
Book Page	10296/344

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Apr 01, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	303 KIRKHOFF RD, WESTMINSTER, MD 21158-1632
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	RESOURCE REAL ESTATE SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089250053
Date	Jan 24, 2018
Book Page	8925/0053
Instrument	8925-0053

Lender

Name	HOWARD BANK
Type	Bank
Address	ELLICOTT CITY, MD 21043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	303 KIRKHOFF RD, WESTMINSTER, MD 21158-1632
Document Number	0096220087
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	303 KIRKHOFF RD WESTMINSTER MD 211581632, WESTMINSTER, MD 21158-1632

Mortgage

Document Number	0096220087
Date	Apr 06, 2020
Book Page	009622/000087

Lender

Name	PENNYMAC
Address	WE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 05, 2040

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,300 (+3.58%)	$355,300 (+10.75%) Land $172,400 Building $182,900
2025	$3,565.00 (+9.66%) Homeowner's exemption	$320,800 (+11.49%) Land $147,400 Building $173,400	$320,800 (-) Land $147,400 Building $173,400
2023	$3,251.00 Homeowner's exemption	$287,733	$320,800 Land $147,400 Building $173,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 20 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kirkhoff Rd

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