223 Kirkhoff Rd, Westminster, MD 21158 Property Records

Carroll County property record for 223 Kirkhoff Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	1 ba · 600 sqft · built 1962
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$92,500 (Mar 2017)
Tax Bill	$2,332 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-010333`

Property Details

APN / Parcel Number

Primary APN	`03-010333`
Alternative APNs	`3010333` `010333`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	600 sqft Total Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	162 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	010333
Street Address	223 KIRKHOFF RD
City	WESTMINSTER
State	MD
Zip	21158-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 2.00 ACS 223 KIRKHOFF RD E/S OLD HANOVER RD
Legal Subdivision	CHERRYTOWN
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	4
Census Block	4007
Census Tract	503000

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	223 KIRKHOFF RD, WESTMINSTER, MD 21158-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage ACNB BANK
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 29, 2017	Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS
Mar 16, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2017 · Amount on Record
Deed Sale	Mar 29, 2017 · Amount on Record
Prior Sale	Mar 16, 2017
Deed Document Number	20178647-0280
Deed Book / Page	8647 / 280
Prior Transfer Date	Aug 31, 2007
Prior Transfer Doc	0053390513
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Apr 16, 2026
Property Address	223 KIRKHOFF RD, WESTMINSTER, MD 21158-1612
Document Number	1173000229
Book / Page	11739 / 229
Instrument Date	Apr 16, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 KIRKHOFF RD, WESTMINSTER, MD 21158-1612

Mortgage

Document Number	1173000229,
Date	Apr 16, 2026
Book Page	11739/229

Lender

Name	ACNB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.22%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	223 KIRKHOFF RD, WESTMINSTER, MD 21158-1612
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106000429
Date	Dec 15, 2021
Book Page	10600/429

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Jul 1, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 29, 2017
Property Address	223 KIRKHOFF RD, WESTMINSTER, MD 21158-1612
Document Number	0086470280
Book / Page	008647 / 000280
Instrument Date	Mar 16, 2017
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	KG TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 KIRKHOFF RD WESTMINSTER MD 211581612, WESTMINSTER, MD 21158-1612

Mortgage

Document Number	86470286
Date	Mar 29, 2017
Book Page	008647/000286

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDIETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 16, 2017
Property Address	223 KIRKHOFF RD, WESTMINSTER, MD 21158-1612
Document Number	0086350220
Book / Page	008635 / 000220
Instrument Date	Mar 16, 2016
Transaction Type	Foreclosure
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	43252 WOODWARD AVE #180 BLOOMFIELD HILLS MI 483025066, 180, BLOOMFIELD HILLS, MI 48302-5066

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,333 (+6.62%)	$243,200 (+19.86%) Land $160,000 Building $83,200
2025	$2,332.00 (+8.72%)	$202,900 (+6.85%) Land $135,000 Building $67,900	$202,900 (-) Land $135,000 Building $67,900
2023	$2,145.00	$189,900	$202,900 Land $135,000 Building $67,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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