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  5. Five Forks Dr

303 Five Forks Dr, Harpers Ferry, WV 25425 Property Records

Jefferson County property record for 303 Five Forks Dr, Harpers Ferry, WV 25425

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,957 sqft · built 2014
Lot Size0.342 acres (14,898 sqft)
Owner2 Individual Names on File
Last Sale$336,000 (Apr 2017)
Tax Bill$3,014 (2026)
Deeds & MortgagesJul 2021 Mortgage
Mar 2019 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN04-9D-0108.0000

Property Details

APN / Parcel Number

Primary APN04-9D-0108.0000
Alternative APN
  • 19-04-9D-0108.0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,957 sqft Living Area
1st Floor Area2,558 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area14,898 sqft (0.342 acres)
Lot Dimensions149 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address303 FIVE FORKS DR
CityHARPERS FERRY
StateWV
Zip25425-3321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 108 SHERIDAN
Legal Lot Number108
JurisdictionJEFFERSON WV
Township / Civil DivisionHARPERS FERRY
Census Block Group3
Census Block3024
Census Tract972602

Owner

303 Five Forks Dr is owned and occupied by two individuals who bought it in April 2017.

Source: Jefferson County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address303 FIVE FORKS DR, HARPERS FERRY, WV 25425-3321
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Mar 21, 2019Grant Deed, Subdivision Related Transfer · Conventional with PMI
QUICKEN LNS
Mar 7, 2019Grant Deed, Transfer
ATTORNEY ONLY
May 9, 2019Grant Deed, Transfer · VA Mortgage
FIRST HM MTG CORP
Dec 3, 2018Grant Deed, Transfer · Conventional with PMI
FIRST HM MTG CORP
Apr 14, 2017Deed, Transfer · FHA Mortgage
FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2017 · Amount on File
Deed SaleApr 14, 2017 · Amount on File
Deed Document Number20178294
Deed Book / Page1188 / 705
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Property Address303 FIVE FORKS DR, HARPERS FERRY, WV 25425-3321
Transaction TypeMortgage
Record UpdatedJul 19, 2021
Title CompanySIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 FIVE FORKS DR, HARPERS FERRY, WV 25425-3321

Mortgage

Document Number2389/548
DateJul 1, 2021
Book Page2389/548
Instrument202100011317
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJun 1, 2051

March 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON WV
Recording DateMar 21, 2019
Property Address303 FIVE FORKS DR, HARPERS FERRY, WV 25425-3321
Document Number0000003008
Book / Page001220 / 000186
Instrument DateMar 14, 2019
Instrument3008
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 23, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,376.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address389 LOOKOUT MOUNTAIN CT HARPERS FERRY WV 25425, HARPERS FERRY, WV 25425
InvestorPossibly a Property Investor

Mortgage

Document Number3009
DateMar 21, 2019
Book Page002217/000538
Instrument3009
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 20, 2049

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON WV
Recording DateMar 7, 2019
Property Address303 FIVE FORKS DR, HARPERS FERRY, WV 25425-3321
Document Number0000002431
Book / Page001219 / 000587
Instrument DateMar 6, 2019
Instrument2431
Transaction TypeTransfer
Record UpdatedMar 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$363.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address64 THOMAS JOHNSON DR #110 FREDERICK MD 217024735, 110, FREDERICK, MD 21702-4735
InvestorPossibly a Property Investor

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON WV
Recording DateMay 9, 2019
Property Address303 FIVE FORKS DR, HARPERS FERRY, WV 25425-3321
Document Number0000005316
Book / Page001222 / 000532
Instrument DateJan 31, 2019
Instrument5316
Transaction TypeTransfer
Record UpdatedJun 3, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,508.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address303 FIVE FORKS DR HARPERS FERRY WV 254253321, HARPERS FERRY, WV 25425-3321
InvestorPossibly a Property Investor

Mortgage

Document Number5317
DateMay 9, 2019
Book Page002223/000199
Instrument5317
Lender
NameFIRST HM MTG CORP
AddressCHARLESTON, WV 25301
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 8, 2049

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON WV
Recording DateDec 3, 2018
Property Address303 FIVE FORKS DR, HARPERS FERRY, WV 25425-3321
Document Number0000014210
Book / Page001215 / 000700
Instrument DateNov 16, 2018
Instrument14210
Transaction TypeTransfer
Record UpdatedJan 3, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,068.18
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address356 LOOKOUT MOUNTAIN CT HARPERS FERRY WV 25425, HARPERS FERRY, WV 25425
InvestorPossibly a Property Investor

Mortgage

Document Number14211
DateDec 3, 2018
Book Page002207/000119
Instrument14211
Lender
NameFIRST HM MTG CORP
AddressBALTIMORE, MD 21236
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 2, 2048

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON WV
Recording DateApr 14, 2017
Property Address303 FIVE FORKS DR, HARPERS FERRY, WV 25425-3321
Document Number1188/705
Book / Page1188 / 705
Map ReferenceMB 23 PG 40
Instrument DateApr 14, 2017
Instrument201700008294
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,478.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number201700008295
DateApr 14, 2017
Instrument201700008295
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 303 Five Forks Dr was $3,014, down 1.6% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,014.00 (-1.6%)$261,400 (-0.83%) Land $66,000 Building $195,400$435,667 (-0.83%) Land $110,000 Building $325,667
2025$3,063.00$263,600 Land $66,000 Building $197,600$439,300 Land $110,000 Building $329,300
2023$2,890.00$247,500 Land $66,000 Building $181,500$412,500 Land $110,000 Building $302,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Five Forks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Five Forks Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWVAW - WALNUT GROVE UTILITIES
private · serves 7,250 people · EPA ID WV3301942
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Jun 2017
Treatment failure
resolved · Jun 2017
Treatment and ProcedureSanitary survey deficiency not corrected
Apr 2018
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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