Jefferson County property record for 265 Five Forks Dr, Harpers Ferry, WV 25425
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,852 sqft · built 2015 |
| Lot Size | 0.336 acres (14,636 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,987 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-9D-0106.0000 |
| Primary APN | 04-9D-0106.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,852 sqft Living Area |
| 1st Floor Area | 2,554 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,636 sqft (0.336 acres) |
| Lot Dimensions | 145 ft deep x 101 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 265 FIVE FORKS DR |
|---|---|
| City | HARPERS FERRY |
| State | WV |
| Zip | 25425-3310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 106 SHERIDAN |
| Legal Lot Number | 106 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | HARPERS FERRY |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 972602 |
265 Five Forks Dr is owned and occupied by two individuals.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 FIVE FORKS DR, HARPERS FERRY, WV 25425-3310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 7, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Dec 3, 2018 | Grant Deed, Transfer · Conventional with PMI FIRST HM MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 265 FIVE FORKS DR, HARPERS FERRY, WV 25425-3310 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 265 FIVE FORKS DR, HARPERS FERRY, WV 25425-3310 |
| Document Number | 2429/340 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 2429/340 |
| Instrument | 202100020114 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Mar 7, 2019 |
| Property Address | 265 FIVE FORKS DR, HARPERS FERRY, WV 25425-3310 |
| Document Number | 0000002431 |
| Book / Page | 001219 / 000587 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 2431 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $363.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 64 THOMAS JOHNSON DR #110 FREDERICK MD 217024735, 110, FREDERICK, MD 21702-4735 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Dec 3, 2018 |
| Property Address | 265 FIVE FORKS DR, HARPERS FERRY, WV 25425-3310 |
| Document Number | 0000014210 |
| Book / Page | 001215 / 000700 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 14210 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,068.18 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 356 LOOKOUT MOUNTAIN CT HARPERS FERRY WV 25425, HARPERS FERRY, WV 25425 |
| Investor | Possibly a Property Investor |
| Document Number | 14211 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 002207/000119 |
| Instrument | 14211 |
| Name | FIRST HM MTG CORP |
|---|---|
| Address | BALTIMORE, MD 21236 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2048 |
The 2026 property tax bill for 265 Five Forks Dr was $2,987, down 0.7% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,987.00 (-0.73%) | $259,000 (-) Land $65,600 Building $193,400 | $431,667 (-0.03%) Land $109,333 Building $322,333 |
| 2025 | $3,009.00 | $259,000 Land $65,600 Building $193,400 | $431,800 Land $109,400 Building $322,400 |
| 2023 | $2,866.00 | $245,400 Land $65,600 Building $179,800 | $409,000 Land $109,400 Building $299,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 Five Forks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 265 Five Forks Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Apr 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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