303 E Main St, Silver Lake, IN 46982 Property Records

Kosciusko County property record for 303 E Main St, Silver Lake, IN 46982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,630 sqft · built 1890
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$187,064 (Aug 2022)
Tax Bill$1,513 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN018-708000-60

Property Details

APN / Parcel Number

Primary APN018-708000-60
Alternative APNs
  • 43-18-05-300-137.000-014
  • 00000037364
  • 1870800060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,630 sqft Living Area
1st Floor Area1,630 sqft
Basement Area522 sqft
Unfinished Basement522 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1995
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000037364
Street Address303 E MAIN ST
CitySILVER LAKE
StateIN
Zip46982-8984
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESID
Legal Description18-31-22 LOT 1 WELLS ADD TO SILVER LAKE
Legal Range6
Legal Township30
Legal Section5
Legal SubdivisionSILVER LAKE
Legal Lot Number1
JurisdictionKOSCIUSKO IN
Township / Civil DivisionLAKE
Census Block Group3
Census Block3045
Census Tract962700

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address303 E MAIN ST, SILVER LAKE, IN 46982-8984
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2022 · Amount on Record
Deed SaleAug 15, 2022 · Amount on Record
Prior SaleJul 27, 2015 · Amount on Record
Deed Document Number202280728
Prior Transfer DateMay 22, 2007
Prior Transfer Doc0000012514
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSCIUSKO IN
Recording DateAug 15, 2022
Property Address303 E MAIN ST, SILVER LAKE, IN 46982-8984
Document Number2022080728
Map ReferenceMB 3 PG 372
Instrument DateAug 12, 2022
Instrument2022080728
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 E MAIN ST, SILVER LAKE, IN 46982-8984

Mortgage

Document Number2022080729
DateAug 15, 2022
Instrument2022080729
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyKosciusko County
County SubdivisionLake Township
MunicipalitySilver Lake Town
Unified School DistrictWarsaw Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,513.00 (+10.04%) Homeowner's exemption$166,500 (+23.24%) Land $16,500 Building $150,000$166,500 (+23.24%) Land $16,500 Building $150,000
2024$1,375.00 (+2.15%) Homeowner's exemption$135,100 (+5.22%) Land $10,600 Building $124,500$135,100 (+5.22%) Land $10,600 Building $124,500
2023$1,346.00 (+72.12%)$128,400 (+38.06%) Land $10,600 Building $117,800$128,400 (+38.06%) Land $10,600 Building $117,800
2022$782.00$93,000 Land $9,200 Building $83,800$93,000 Land $9,200 Building $83,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims5 (1982–2008)
Most Recent ClaimJan 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSILVER LAKE WATER WORKS
serves 1,030 people · EPA ID IN5243021
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
RTC Communications
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Mercury Fiber.

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