207 E Main St, Silver Lake, IN 46982 Property Records

Kosciusko County property record for 207 E Main St, Silver Lake, IN 46982

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1880
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$73,000 (Jun 2022)
Tax Bill	$624 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-718002-00`

Property Details

APN / Parcel Number

Primary APN	`018-718002-00`
Alternative APNs	`43-18-05-300-139.000-014` `00000037628` `1871800200`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft
Attic	Attic
Attic Area	1,344 sqft
Basement Area	336 sqft
Unfinished Basement	336 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1965
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	266 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000037628
Street Address	207 E MAIN ST
City	SILVER LAKE
State	IN
Zip	46982-9331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	18-31-24 LOT 25 OP
Legal Range	6
Legal Township	30
Legal Section	5
Legal Subdivision	TOWN OF SILVER LAKEVILLE
Legal Lot Number	25
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3044
Census Tract	962700

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 E MAIN ST, SILVER LAKE, IN 46982-9331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Personal Representative Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Aug 12, 2021	Special Warranty Deed, Transfer CENTURION LAND TITLE INC
Feb 22, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	Aug 12, 2021 · Amount on Record
Deed Document Number	202260022
Prior Transfer Date	May 24, 2022
Prior Transfer Doc	2022060022
Record Updated	Oct 29, 2026

June 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jun 1, 2022
Property Address	207 E MAIN ST, SILVER LAKE, IN 46982-9331
Document Number	2022060022
Instrument Date	May 24, 2022
Instrument	2022060022
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E MAIN ST, SILVER LAKE, IN 46982-9331

Mortgage

Document Number	2022060023
Date	Jun 1, 2022
Instrument	2022060023

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Aug 12, 2021
Property Address	207 E MAIN ST, SILVER LAKE, IN 46982-9331
Document Number	2021080619
Instrument Date	Jul 28, 2021
Instrument	2021080619
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2815 GLAD ST, WARSAW, IN 46582-7850

February 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	KOSCIUSKO IN
Recording Date	Feb 22, 2021
Property Address	207 E MAIN ST, SILVER LAKE, IN 46982-9331
Document Number	2021021159
Instrument Date	Jan 11, 2021
Instrument	2021021159
Transaction Type	Foreclosure
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5002 DODGE ST STE 203, 203, OMAHA, NE 68132-2906

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Lake Township
Municipality	Silver Lake Town
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$624.00 (+27.35%) Homeowner's exemption	$96,900 (+24.71%) Land $16,500 Building $80,400	$96,900 (+24.71%) Land $16,500 Building $80,400
2024	$490.00 (-4.3%) Homeowner's exemption	$77,700 (+5%) Land $10,600 Building $67,100	$77,700 (+5%) Land $10,600 Building $67,100
2023	$512.00 (+8.47%)	$74,000 (+16.54%) Land $10,600 Building $63,400	$74,000 (+16.54%) Land $10,600 Building $63,400
2022	$472.00	$63,500 Land $9,200 Building $54,300	$63,500 Land $9,200 Building $54,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1982–2008)
Most Recent Claim	Jan 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER LAKE WATER WORKS serves 1,030 people · EPA ID IN5243021
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
RTC Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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