303 E Indian Rock Rd, Vista, CA 92084 Property Records

San Diego County property record for 303 E Indian Rock Rd, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1979
Lot Size	0.23 acres (10,032 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,218 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2026 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`173-092-23-00`

Property Details

APN / Parcel Number

Primary APN	`173-092-23-00`
Alternative APN	`1730912000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,504 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	10,032 sqft (0.23 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1730912000
Street Address	303 E INDIAN ROCK RD
City	VISTA
State	CA
Zip	92084-4341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-M
Legal Description	PAR C (EX ST) TR PM07840
Legal Subdivision	PARCEL MAP NO 7840
Legal Tract	7840
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	19206

Owner

303 E Indian Rock Rd is owned and occupied by two individuals who acquired it in August 2020.

Source: San Diego County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 E INDIAN ROCK RD, VISTA, CA 92084-4341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Mar 4, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Aug 10, 2020	Quit Claim Deed, Transfer · VA Mortgage MR COOPER
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020
Deed Sale	Aug 10, 2020
Prior Sale	Aug 10, 2015 · Amount on File
Deed Document Number	2020442191
Prior Transfer Date	Jul 29, 2020
Prior Transfer Doc	0000442191
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 14, 2026
Property Address	303 E INDIAN ROCK RD, VISTA, CA 92084-4341
Document Number	0000267939
Instrument Date	Sep 5, 2026
Instrument	2026267939
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E INDIAN ROCK RD, VISTA, CA 92084-4341

Mortgage

Document Number	0000267939,
Date	Sep 14, 2026
Instrument	2026267939

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	303 E INDIAN ROCK RD, VISTA, CA 92084-4341
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E INDIAN ROCK RD, VISTA, CA 92084-4341

Mortgage

Document Number	0000060086
Date	Mar 4, 2026
Instrument	2026-0060086

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	303 E INDIAN ROCK RD, VISTA, CA 92084-4341
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E INDIAN ROCK RD, VISTA, CA 92084-4341

Mortgage

Document Number	0000483870
Date	Jul 6, 2021
Instrument	2021-0483870

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2020
Property Address	303 E INDIAN ROCK RD, VISTA, CA 92084-4341
Document Number	0000442191
Instrument Date	Jul 29, 2020
Instrument	442191
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	TITLE365/RECORDING DEPT

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 E INDIAN ROCK RD VISTA CA 920844341, VISTA, CA 92084-4341

Mortgage

Document Number	442192
Date	Aug 10, 2020
Instrument	442192

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	303 E INDIAN ROCK RD, VISTA, CA 92084-4341
Document Number	0000374909
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 E INDIAN ROCK RD VISTA CA 920844341, VISTA, CA 92084-4341

Mortgage

Document Number	0000374909
Date	Aug 30, 2019
Instrument	374909

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 303 E Indian Rock Rd was $5,218 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$470,903 (+2%) Land $241,594 Building $229,309
2025	$5,218.00 Homeowner's exemption	$461,670 Land $236,857 Building $224,813
2023	$4,803.00 (+0.29%) Homeowner's exemption	$443,744 Land $227,660 Building $216,084
2022	$4,789.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 303 E Indian Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 303 E Indian Rock Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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