294 E Indian Rock Rd, Vista, CA 92084 Property Records

San Diego County property record for 294 E Indian Rock Rd, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,463 sqft · built 1979
Lot Size0.226 acres (9,857 sqft)
OwnerCompany Name on File
Tax Bill$2,476 (2025)
Deeds & MortgagesNov 2021 Mortgage
Dec 2021 Transfer
Flood ZoneZone X (minimal risk)
APN173-092-09-00

Property Details

APN / Parcel Number

Primary APN173-092-09-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,463 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area9,857 sqft (0.226 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address294 E INDIAN ROCK RD
CityVISTA
StateCA
Zip92084-4338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionPAR C TR PM06190
Legal SubdivisionPARCEL MAP NO 6190
Legal Tract6190
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract19206

Owner

294 E Indian Rock Rd is owned by a company that acquired it in October 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address294 E INDIAN ROCK RD, VISTA, CA 92084-4338
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Dec 20, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 4, 2021
Transfer Doc0000855481
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address294 E INDIAN ROCK RD, VISTA, CA 92084-4338
Transaction TypeMortgage
Record UpdatedNov 17, 2021
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address294 E INDIAN ROCK RD, VISTA, CA 92084-4338

Mortgage

Document Number0000772441
DateNov 8, 2021
Instrument2021-0772441
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 20, 2021
Property Address294 E INDIAN ROCK RD, VISTA, CA 92084-4338
Document Number0000855481
Instrument DateOct 4, 2021
Instrument2021-0855481
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address294 E INDIAN ROCK RD, VISTA, CA 92084-4338

Tax Assessment & Valuation

The 2025 property tax bill for 294 E Indian Rock Rd was $2,476 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$159,358 (+2%) Land $57,729 Building $101,629
2025$2,476.00 Homeowner's exemption$156,235 Land $56,598 Building $99,637
2023$2,335.00 (+0.21%) Homeowner's exemption$150,170 Land $54,401 Building $95,769
2022$2,330.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 294 E Indian Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 294 E Indian Rock Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on E Indian Rock Rd

Nearby Streets

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