209 E Campus Ave, Chestertown, MD 21620 Property Records

Kent County property record for 209 E Campus Ave, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,072 sqft · built 1947
Lot Size	0.36 acres (15,675 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Mar 2024)
Tax Bill	$4,763 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-005872`

Property Details

APN / Parcel Number

Primary APN	`04-005872`
Alternative APNs	`4005872` `005872`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,072 sqft Total Area
Basement Area	325 sqft
Finished Basement	325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,675 sqft (0.36 acres)
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	005872
Street Address	209 E CAMPUS AVE
City	CHESTERTOWN
State	MD
Zip	21620-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 15,675 SQ FT 209 CAMPUS AVENUE BYFORD HEIGHTS
Legal Subdivision	BYFORD HEIGHTS
Legal Lot Number	15
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	2
Census Block	2027
Census Tract	950300

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 E CAMPUS AVE, CHESTERTOWN, MD 21620-1651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Mar 14, 2024	Deed, Transfer · Conventional Mortgage USAA FSB
Jul 21, 2017	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2024 · Amount on Record
Deed Sale	Mar 14, 2024 · Amount on Record
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Book / Page	1359 / 110
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	209 E CAMPUS AVE, CHESTERTOWN, MD 21620-1651
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 HIGH ST 1, 1, CHESTERTOWN, MD 21620-1374

Mortgage

Document Number	0013620288
Date	Apr 11, 2024
Book Page	1362/288

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Mar 14, 2024
Property Address	209 E CAMPUS AVE, CHESTERTOWN, MD 21620-1651
Document Number	0013590110
Book / Page	1359 / 110
Instrument Date	Mar 1, 2024
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	209 E CAMPUS AVE, CHESTERTOWN, MD 21620-1651

Mortgage

Document Number	0013590119
Date	Mar 14, 2024
Instrument	1359-0119

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Jul 21, 2017
Property Address	209 E CAMPUS AVE, CHESTERTOWN, MD 21620-1651
Document Number	0009110351
Book / Page	0911 / 351
Map Reference	LB RRA9 FO498
Instrument Date	Jul 20, 2017
Instrument	0911-351
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	209 E CAMPUS AVE, CHESTERTOWN, MD 21620-1651

Mortgage

Document Number	911355
Date	Jul 21, 2017
Instrument	0911-355

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,763.00 (+13.03%)	$303,967 (+26.39%)	$374,100 (+39.12%) Land $91,400 Building $282,700
2025	$4,214.00 (+19.61%)
2023	$3,523.00 Homeowner's exemption	$240,500	$268,900 Land $91,400 Building $177,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1983–2003)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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