303 Cunningham Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 303 Cunningham Rd, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,224 sqft · built 1920
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$270,900 (Jun 2018)
Tax Bill	$3,037 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WD1608011`

Property Details

APN / Parcel Number

Primary APN	`WD1608011`
Alternative APNs	`R007196` `3007196`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	952 sqft
2nd Floor Area	272 sqft
Attic	Attic
Attic Area	272 sqft
Basement Area	888 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1945
Architectural Style	Multi-Level
Exterior Material	Wood Shingle
Roof Material	Metal
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Porch	Enclosed Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3007196
Street Address	303 CUNNINGHAM RD
City	KELSO
State	WA
Zip	98626-9481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	16 -7N -1W T-8F EXC T-8F-1 FEE 700051 EXC T-8F-2,9A FEE 930617056.
Legal Range	01W
Legal Township	07N
Legal Section	16
Jurisdiction	COWLITZ WA
Township / Civil Division	ROSE VALLEY
Census Block Group	5
Census Block	5008
Census Tract	1700

Owner

303 Cunningham Rd is owned and occupied by two individuals who bought it in June 2018.

Source: Cowlitz County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 CUNNINGHAM RD, KELSO, WA 98626-9481
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit FIBRE FEDERAL CREDIT UNION
Jul 27, 2021	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Prior Sale	Feb 27, 2007 · Amount on File
Deed Document Number	20183596024
Prior Transfer Date	Dec 6, 2005
Prior Transfer Doc	0003281871
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Recording Date	Aug 3, 2026
Property Address	303 CUNNINGHAM RD, KELSO, WA 98626-9481
Document Number	0003794311
Instrument Date	Jul 28, 2026
Instrument	20263794311
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	COWLITZ COUNTY TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003794311,
Date	Aug 3, 2026
Instrument	20263794311

Lender

Name	FIBRE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	303 CUNNINGHAM RD, KELSO, WA 98626-9481
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003689709
Date	Jul 27, 2021
Instrument	3689709

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 21, 2046

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	303 CUNNINGHAM RD, KELSO, WA 98626-9481
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COWLITZ COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003638643
Date	Feb 27, 2020
Instrument	3638643

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Jun 29, 2018
Property Address	303 CUNNINGHAM RD, KELSO, WA 98626-9481
Document Number	0003596024
Instrument Date	Jun 27, 2018
Instrument	3596024
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CASCADE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CUNNINGHAM RD, KELSO, WA 98626-9481
Investor	Possibly a Property Investor

Mortgage

Document Number	0003596025
Date	Jun 29, 2018
Instrument	3596025

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 303 Cunningham Rd was $3,037.

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,037.00	$322,250 Land $58,320 Building $263,930	$322,250 Land $58,320 Building $263,930
2023	$3,208.00
2022		$321,250 Land $54,450 Building $266,800	$321,250 Land $54,450 Building $266,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Cunningham Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1983)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Cunningham Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Astound Broadband Fixed Wireless	1,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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