239 Cunningham Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 239 Cunningham Rd, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,966 sqft · built 1997
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$388,000 (Jul 2019)
Tax Bill	$4,899 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WD1608020`

Property Details

APN / Parcel Number

Primary APN	`WD1608020`
Alternative APNs	`R007205` `3007205`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,966 sqft Living Area
Gross Area	2,514 sqft
1st Floor Area	947 sqft
2nd Floor Area	1,019 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Multi-Level
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	60,984 sqft
Garage Type	Attached
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3007205
Street Address	239 CUNNINGHAM RD
City	KELSO
State	WA
Zip	98626-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	16 -7N -1W CC10024 LOT 3 NW/NW FKA T-8E-1 LOT 3 OF.
Legal Range	01W
Legal Township	07N
Legal Section	16
Legal Subdivision	SHORT
Legal Lot Number	3
Jurisdiction	COWLITZ WA
Township / Civil Division	ROSE VALLEY
Census Block Group	5
Census Block	5008
Census Tract	1700

Owner

Source: Cowlitz County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	239 CUNNINGHAM RD, KELSO, WA 98626-9611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 10, 2019	Warranty Deed, Transfer · FHA Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Prior Sale	Jul 11, 2008 · Amount on Record
Deed Document Number	20193620233
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	239 CUNNINGHAM RD, KELSO, WA 98626-9611
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003687665
Date	Jul 8, 2021
Instrument	3687665

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jun 1, 2041

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Jul 10, 2019
Property Address	239 CUNNINGHAM RD, KELSO, WA 98626-9611
Document Number	0003620233
Map Reference	VOL 10 PG 24
Instrument Date	Jul 9, 2019
Instrument	3620233
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	WFG CLARK COUNTY RESWARE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 CUNNINGHAM RD, KELSO, WA 98626-9611

Mortgage

Document Number	0003620234
Date	Jul 10, 2019
Instrument	3620234

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,899.00 (-4.93%)	$514,010 (+0.02%) Land $74,540 Building $439,470	$514,010 (+0.02%) Land $74,540 Building $439,470
2023	$5,153.00
2022		$513,900 Land $69,600 Building $444,300	$513,900 Land $69,600 Building $444,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1983)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Astound Broadband Fixed Wireless	1,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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