303 Coolcrest Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 303 Coolcrest Dr, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,772 sqft · built 2016
Lot Size	0.081 acres (3,525 sqft)
Owner	2 Individual Names on Record
Last Sale	$446,000 (May 2017)
Tax Bill	$11,730 (2025)
Deeds & Mortgages	Feb 2018 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`037-580-078-6`

Property Details

APN / Parcel Number

Primary APN	`037-580-078-6`
Alternative APN	`037-580-078`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,772 sqft Living Area
1st Floor Area	735 sqft
2nd Floor Area	1,037 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Lot Area	3,525 sqft (0.081 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	303 COOLCREST DR
City	OAKLEY
State	CA
Zip	94561-2851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9351 L501
Legal Subdivision	SUBDIVISION 9351
Legal Tract	9351
Legal Lot Number	501
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1021
Census Tract	302011

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 COOLCREST DR, OAKLEY, CA 94561-2851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 24, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 19, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCEMYHOME.COM
May 26, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage BANC HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2017 · Amount on Record
Deed Sale	May 26, 2017 · Amount on Record
Deed Document Number	201794066
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	303 COOLCREST DR, OAKLEY, CA 94561-2851
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022298
Date	Feb 13, 2018
Instrument	2018-022298

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Feb 1, 2047

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	303 COOLCREST DR, OAKLEY, CA 94561-2851
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 COOLCREST DR, OAKLEY, CA 94561-2851

Mortgage

Document Number	0000087899
Date	May 24, 2022
Instrument	2022-087899

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	303 COOLCREST DR, OAKLEY, CA 94561-2851
Document Number	0000038120
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	SURETY LENDER SERVICES LLC, SURETY LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 COOLCREST DR OAKLEY CA 945612851, OAKLEY, CA 94561-2851

Mortgage

Document Number	0000038120
Date	Feb 28, 2020
Instrument	38120

Lender

Name	FINANCEMYHOME.COM
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Feb 27, 2047

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 26, 2017
Property Address	303 COOLCREST DR, OAKLEY, CA 94561-2851
Document Number	0000094066
Instrument Date	Apr 6, 2017
Instrument	94066
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 20, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 COOLCREST DR OAKLEY CA 945612851, OAKLEY, CA 94561-2851

Mortgage

Document Number	94067
Date	May 26, 2017
Instrument	94067

Lender

Name	BANC HM LNS
Type	Bank
Address	SANTA ROSA, CA 95403

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$527,847 (+2%) Land $160,992 Building $366,855
2025	$11,730.00 (+3.25%)	$517,498 (+4.04%) Land $157,836 Building $359,662
2023	$11,361.00 (+2.03%)	$497,405 Land $151,708 Building $345,697
2022	$11,135.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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