295 Coolcrest Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 295 Coolcrest Dr, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,170 sqft · built 2017
Lot Size	0.078 acres (3,386 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (May 2024)
Tax Bill	$13,536 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`037-580-041-4`

Property Details

APN / Parcel Number

Primary APN	`037-580-041-4`
Alternative APN	`037-580-041`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,170 sqft Living Area
1st Floor Area	1,052 sqft
2nd Floor Area	1,118 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	3,386 sqft (0.078 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	295 COOLCREST DR
City	OAKLEY
State	CA
Zip	94561-2865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9351 L445
Legal Subdivision	SUBDIVISION 9351
Legal Tract	9351
Legal Lot Number	445
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	302011

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	295 COOLCREST DR, OAKLEY, CA 94561-2865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
May 20, 2020	Quit Claim Deed, Transfer TRAVIS CU
Aug 3, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	202446888
Prior Transfer Date	May 15, 2020
Prior Transfer Doc	0000095973
Record Updated	Sep 20, 2026

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 26, 2021
Property Address	295 COOLCREST DR, OAKLEY, CA 94561-2865
Document Number	0000059719
Map Reference	MB 527 PG 6
Instrument Date	Feb 9, 2021
Instrument	2021-059719
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	295 COOLCREST DR, OAKLEY, CA 94561-2865

Mortgage

Document Number	0000059720
Date	Feb 26, 2021
Instrument	2021-059720

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 20, 2020
Property Address	295 COOLCREST DR, OAKLEY, CA 94561-2865
Document Number	0000095973
Instrument Date	May 15, 2020
Instrument	95973
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	295 COOLCREST DR OAKLEY CA 945612865, OAKLEY, CA 94561-2865

Mortgage

Document Number	95974
Date	May 20, 2020
Instrument	95974

Lender

Name	TRAVIS CU
Address	VACAVILLE, CA 95687

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 3, 2017
Property Address	295 COOLCREST DR, OAKLEY, CA 94561-2865
Document Number	0000139397
Map Reference	MAP527 PG6
Instrument Date	Jul 12, 2017
Instrument	2017-139397
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	295 COOLCREST DR, OAKLEY, CA 94561-2865

Mortgage

Document Number	0000139398
Date	Aug 3, 2017
Instrument	2017-139398

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$697,068 (+2%) Land $228,888 Building $468,180
2025	$13,536.00 (+2.48%)	$683,400 (+2.63%) Land $224,400 Building $459,000
2023	$13,209.00 (+1.88%)	$665,856 Land $208,080 Building $457,776
2022	$12,965.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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