303 Commons Ct, New Bern, NC 28560 Property Records

Craven County property record for 303 Commons Ct, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2001
Lot Size	0.297 acres (12,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Sep 2022)
Tax Bill	$953 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-044-2-043`

Property Details

APN / Parcel Number

Primary APN	`7-044-2-043`
Alternative APNs	`109529` `80512`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,949 sqft (0.297 acres)
Garage Type	Attached
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	109529
Street Address	303 COMMONS CT
City	NEW BERN
State	NC
Zip	28560-8026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	43 RIVERSHORE COMMON
Legal Subdivision	RIVERSHORE COMMON
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	1
Census Block	1008
Census Tract	961002

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 COMMONS CT, NEW BERN, NC 28560-8026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2022 · Amount on Record
Deed Sale	Sep 7, 2022 · Amount on Record
Prior Sale	Jul 1, 2009 · Amount on Record
Deed Document Number	202210102813
Deed Book / Page	3740 / 903
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 7, 2022
Property Address	303 COMMONS CT, NEW BERN, NC 28560-8026
Document Number	003740/903
Book / Page	3740 / 903
Map Reference	CAB F SL 124-H
Instrument Date	Aug 29, 2022
Instrument	10102813
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7003 PEARSON RUN CT, 7003, SUMMERFIELD, NC 27358-9307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 COMMONS CT, NEW BERN, NC 28560-8026

Mortgage

Document Number	0003740905
Date	Sep 7, 2022
Instrument	3740/905

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Oct 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year CMT
Max Rate	10.4%

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$953.00	$189,580 (-) Land $40,000 Building $149,580	$189,580 (-) Land $40,000 Building $149,580
2025	$953.00 (+1.28%)	$189,580 (-) Land $40,000 Building $149,580	$189,580 (-) Land $40,000 Building $149,580
2023	$941.00 (+20.18%)	$189,580 (+53.39%) Land $40,000 Building $149,580	$189,580 (+53.39%) Land $40,000 Building $149,580
2022	$783.00	$123,590 Land $35,000 Building $88,590
2018			$123,590 Land $35,000 Building $88,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	12 (1996–2018)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20