209 Commons Ct, New Bern, NC 28560 Property Records

Craven County property record for 209 Commons Ct, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,087 sqft · built 1998
Lot Size	0.296 acres (12,913 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jun 2020)
Tax Bill	$857 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-044-2-017`

Property Details

APN / Parcel Number

Primary APN	`7-044-2-017`
Alternative APN	`109238`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,087 sqft Living Area
1st Floor Area	1,087 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,913 sqft (0.296 acres)
Garage Type	Attached
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	109238
Street Address	209 COMMONS CT
City	NEW BERN
State	NC
Zip	28560-8024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17 RIVERSHORE COMMON
Legal Subdivision	RIVERSHORE COMMONS
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	1
Census Block	1008
Census Tract	961002

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 COMMONS CT, NEW BERN, NC 28560-8024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2020 · Amount on Record
Deed Sale	Jun 23, 2020 · Amount on Record
Prior Sale	Apr 14, 2005 · Amount on Record
Deed Document Number	202010056440
Deed Book / Page	3618 / 1
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 23, 2020
Property Address	209 COMMONS CT, NEW BERN, NC 28560-8024
Document Number	3618/1
Book / Page	3618 / 1
Map Reference	CAB F SL 124-H
Instrument Date	Jun 11, 2020
Instrument	10056440
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3202 CATARINA LN, 3202, NEW BERN, NC 28562-7035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 COMMONS CT, NEW BERN, NC 28560-8024

Mortgage

Document Number	36184
Date	Jun 23, 2020
Instrument	3618/4

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$857.00	$169,040 (-) Land $40,000 Building $129,040	$169,040 (-) Land $40,000 Building $129,040
2025	$857.00 (+1.42%)	$169,040 (-) Land $40,000 Building $129,040	$169,040 (-) Land $40,000 Building $129,040
2023	$845.00 (+18.02%)	$169,040 (+50.57%) Land $40,000 Building $129,040	$169,040 (+50.57%) Land $40,000 Building $129,040
2022	$716.00	$112,270 Land $35,000 Building $77,270
2018			$112,270 Land $35,000 Building $77,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	12 (1996–2018)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20