303 Clover Ct, Bloomington, IL 61704 Property Records

McLean County property record for 303 Clover Ct, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,296 sqft · built 1987
Lot Size	0.231 acres (10,072 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Apr 2024)
Tax Bill	$5,238 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-17-401-022`

Property Details

APN / Parcel Number

Primary APN	`21-17-401-022`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,296 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	1,148 sqft
Basement Area	1,148 sqft
Finished Basement	1,148 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,072 sqft (0.231 acres)
Lot Dimensions	128 ft deep x 78 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	303 CLOVER CT
City	BLOOMINGTON
State	IL
Zip	61704-7218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	THIRD ADD TO THE MEADOWS LOT 94
Legal Range	02E
Legal Township	23N
Legal Section	17
Legal Subdivision	THIRD ADD
Legal Lot Number	94
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3017
Census Tract	2101

Owner

303 Clover Ct is owned and occupied by two individuals who bought it in April 2024.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 CLOVER CT, BLOOMINGTON, IL 61704-7218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
May 4, 2021	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on File
Deed Sale	Apr 9, 2024 · Amount on File
Deed Document Number	20244253
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 9, 2024
Property Address	303 CLOVER CT, BLOOMINGTON, IL 61704-7218
Document Number	202400004253
Map Reference	DOC 86-8665
Instrument Date	Apr 4, 2024
Instrument	2024-00004253
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3030 CLOVER CT, BLOOMINGTON, IL 61704

Mortgage

Document Number	202400004254
Date	Apr 9, 2024
Instrument	2024-00004254

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.5%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	303 CLOVER CT, BLOOMINGTON, IL 61704-7218
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100027288
Date	Nov 16, 2021
Instrument	2021-00027288

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	303 CLOVER CT, BLOOMINGTON, IL 61704-7218
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100010560
Date	May 4, 2021
Instrument	2021-00010560

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,610 Land $14,415 Building $61,195	$226,830 Land $43,245 Building $183,585
2024	$5,238.00 (+1.37%)
2023	$5,167.00 (+12.96%)	$67,883 (+15.89%) Land $12,941 Building $54,942	$203,649 (+15.89%) Land $38,823 Building $164,826
2022	$4,574.00	$58,576 Land $11,167 Building $47,409	$175,728 Land $33,501 Building $142,227

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 303 Clover Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 303 Clover Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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