302 Clover Ct, Bloomington, IL 61704 Property Records

McLean County property record for 302 Clover Ct, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,824 sqft · built 1987
Lot Size	0.286 acres (12,459 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,000 (Jan 2017)
Tax Bill	$4,919 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-17-251-036`

Property Details

APN / Parcel Number

Primary APN	`21-17-251-036`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	2,532 sqft
1st Floor Area	1,040 sqft
Basement Area	327 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Lot Area	12,459 sqft (0.286 acres)
Lot Dimensions	130 ft deep x 95 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	381 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Deck Area	120 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	302 CLOVER CT
City	BLOOMINGTON
State	IL
Zip	61704-7216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	THIRD ADD TO THE MEADOWS SUB LOT 81
Legal Range	02E
Legal Township	23N
Legal Section	17
Legal Subdivision	MEADOWS SUB
Legal Lot Number	81
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3019
Census Tract	2101

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 CLOVER CT, BLOOMINGTON, IL 61704-7216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit CEFCU
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Jan 17, 2017	Warranty Deed, Transfer · FHA Mortgage STATE BANK OF LINCOLN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2017 · Amount on Record
Deed Sale	Jan 17, 2017 · Amount on Record
Prior Sale	Jan 17, 2013 · Amount on Record
Deed Document Number	20171034
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	302 CLOVER CT, BLOOMINGTON, IL 61704-7216
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200014223
Date	Aug 11, 2022
Instrument	2022-00014223

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	302 CLOVER CT, BLOOMINGTON, IL 61704-7216
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	NOT AVAILABLE, FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007551
Date	Mar 31, 2021
Instrument	2021-00007551

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 17, 2017
Property Address	302 CLOVER CT, BLOOMINGTON, IL 61704-7216
Document Number	201700001034
Map Reference	DOC86-8665
Instrument Date	Dec 28, 2016
Instrument	2017-00001034
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CLOVER CT, BLOOMINGTON, IL 61704-7216
Investor	Possibly a Property Investor

Mortgage

Document Number	201700001035
Date	Jan 17, 2017
Instrument	2017-00001035

Lender

Name	STATE BANK OF LINCOLN
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,385 (+11.38%) Land $15,281 Building $56,104	$214,155 (+11.38%) Land $45,843 Building $168,312
2024	$4,919.00 (+1.42%)
2023	$4,850.00	$64,089 Land $13,719 Building $50,370	$192,267 Land $41,157 Building $151,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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