Watauga County property record for 303 Charter Hills Rd, Beech Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1981 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $326,000 (Nov 2021) |
| Tax Bill | $1,070 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1950-32-2842-000 |
| Primary APN | 1950-32-2842-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 509 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 509 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Metal |
| Lot Area | 13,939 sqft (0.32 acres) |
| Patio Area | 464 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 1846163 |
|---|---|
| Street Address | 303 CHARTER HILLS RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BMR2 |
| Legal Description | CHARTER HILLS A 051 |
| Legal Subdivision | CHARTER HILLS |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 921000 |
303 Charter Hills Rd is owned by an individual who bought it in November 2021.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3018 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6946 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Nov 2, 2021 | Warranty Deed, Transfer |
| Oct 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2021 · Amount on File |
| Deed Sale | Nov 2, 2021 · Amount on File |
| Prior Sale | Oct 31, 2019 · Amount on File |
| Deed Document Number | 2021713325 |
| Deed Book / Page | 2233 / 121 |
| Prior Transfer Date | Dec 15, 2008 |
| Prior Transfer Doc | 0014140009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 303 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022520145 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 2252/145 |
| Instrument | 716459 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Nov 2, 2021 |
| Property Address | 303 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8041 |
| Document Number | 0022330121 |
| Book / Page | 2233 / 121 |
| Map Reference | MB 4 PG 39 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 713325 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $652.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3018 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6946 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Oct 31, 2019 |
| Property Address | 303 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8041 |
| Document Number | 0020570857 |
| Book / Page | 2057 / 0857 |
| Map Reference | MB 4 PG 39 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 684195 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 402 BEECH MOUNTAIN PKWY, 402, BEECH MOUNTAIN, NC 28604-8012 |
| Name | Verified Name |
|---|---|
| Address | 303 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8041 |
| Document Number | 684196 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 684196 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 303 Charter Hills Rd was $1,070, down 64.5% from the year before.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,400 (-) Land $20,100 Building $280,300 | ||
| 2025 | $1,070.00 (-64.46%) | $300,400 Land $20,100 Building $280,300 | |
| 2024 | $3,011.00 | $300,400 Land $20,100 Building $280,300 | |
| 2023 | $300,400 Land $20,100 Building $280,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 303 Charter Hills Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 303 Charter Hills Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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