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237 Charter Hills Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 237 Charter Hills Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,998 sqft · built 1968
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Nov 2023)
Tax Bill$1,327 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1950-22-8744-000

Property Details

APN / Parcel Number

Primary APN1950-22-8744-000
Alternative APNs
  • 1637631
  • 1859721

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,998 sqft Living Area
1st Floor Area848 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
PorchPorch
Porch Area180 sqft
Patio Area573 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1859721
Street Address237 CHARTER HILLS RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARTER HILLS A 012
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1056
Census Tract921000

Owner

Source: Watauga County records · APN 1950-22-8744-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address237 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 07, 2023 · Amount on Record
Deed SaleNov 07, 2023 · Amount on Record
Prior SaleNov 25, 2008 · Amount on Record
Deed Document Number2023736066
Deed Book / Page2359 / 591
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateNov 07, 2023
Property Address237 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8040
Document Number0023590591
Book / Page2359 / 591
Instrument DateOct 31, 2023
Instrument736066
Transaction TypeTransfer
Record UpdatedNov 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address237 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8040

Mortgage

Document Number0000736067
DateNov 07, 2023
Instrument736067
Lender
NameTHOMAS N BARBIAN JR ETUX
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,327.00 (-61.5%)$345,500 (-) Land $17,500 Building $328,000
2024$3,447.00$345,500 Land $17,500 Building $328,000
2023$345,500 Land $17,500 Building $328,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 178 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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