3020 Panama Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 3020 Panama Ave, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,604 sqft · built 1948
Lot Size	0.241 acres (10,497 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Aug 2016)
Tax Bill	$5,286 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`273-0112-032-0000`

Property Details

APN / Parcel Number

Primary APN	`273-0112-032-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area
1st Floor Area	1,040 sqft
2nd Floor Area	564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,497 sqft (0.241 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3020 PANAMA AVE
City	CARMICHAEL
State	CA
Zip	95608-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5 (NPA)
Legal Description	PARCEL MAP, LOT A
Legal Subdivision	CARMICHAEL COLONY
Legal Lot Number	A
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2004
Census Tract	7802

Owner

Source: Sacramento County assessment roll, APN 273-0112-032-0000, as of July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3020 PANAMA AVE, CARMICHAEL, CA 95608-4002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2016 · Amount on Record
Deed Sale	Aug 03, 2016 · Amount on Record
Prior Sale	Sep 29, 2010 · Amount on Record
Deed Book / Page	20160803 / 1356
Last Transfer Date	Dec 04, 2020
Transfer Doc	12100000001419
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 10, 2020
Property Address	3020 PANAMA AVE, CARMICHAEL, CA 95608-4002
Document Number	2012101419
Instrument Date	Dec 04, 2020
Instrument	2012101419
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3020 PANAMA AVE CARMICHAEL CA 956084002, CARMICHAEL, CA 95608-4002

Mortgage

Document Number	2012101420
Date	Dec 10, 2020
Instrument	2012101420

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 09, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll as of July 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$443,916 (+2%) Land $153,891 Building $290,025
2025	$5,286.00 (+2.14%)	$435,213 (+4.04%) Land $150,874 Building $284,339
2024	$5,175.00 (+1.61%)
2023	$5,093.00 (+2.02%)	$418,315 Land $145,016 Building $273,299
2022	$4,992.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670078022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 462 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3410004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.