Union County property record for 3028 Grassy Ln, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,384 sqft · built 1986 |
| Lot Size | 4.57 acres (199,243 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $238,000 (Apr 2015) |
| Tax Bill | $2,580 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-069-019 |
| Primary APN | 08-069-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 199,243 sqft (4.57 acres) |
| Garage Type | Detached |
| Garage Area | 2,368 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Porch Area | 536 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3028 GRASSY LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #4 GRASSY CREEK ACRES OPCB174B |
| Legal Subdivision | GRASSY CREEK ACRES |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 20204 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3028 GRASSY LN, MONROE, NC 28110-9203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 27, 2020 | Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2015 · Amount on Record |
| Deed Sale | Apr 8, 2015 · Amount on Record |
| Prior Sale | Jun 25, 2003 · Amount on Record |
| Deed Document Number | 20159418 |
| Deed Book / Page | 6416 / 586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 23, 2023 |
| Property Address | 3028 GRASSY LN, MONROE, NC 28110-9203 |
| Document Number | 0008642693 |
| Book / Page | 8642 / 693 |
| Map Reference | CAB B FILE 174B |
| Instrument Date | Jan 10, 2023 |
| Instrument | 1460 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3028 GRASSY LN, MONROE, NC 28110-9203 |
| Name | Verified Name |
|---|---|
| Address | 3028 GRASSY LN, MONROE, NC 28110-9203 |
| Document Number | 0000001461 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 1461 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3028 GRASSY LN, MONROE, NC 28110-9203 |
| Document Number | 7649587 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 3028 GRASSY LN MONROE NC 281109203, MONROE, NC 28110-9203 |
| Document Number | 7649587 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 007649/000587 |
| Instrument | 14175 |
| Name | CHARLOTTE METRO CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 27, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $528,500 (-) Land $135,600 Building $392,900 | $528,500 (-) Land $135,600 Building $392,900 | |
| 2025 | $2,580.00 (+4.12%) | $528,500 (+38.46%) Land $135,600 Building $392,900 | $528,500 (+38.46%) Land $135,600 Building $392,900 |
| 2023 | $2,478.00 | $381,700 Land $63,300 Building $318,400 | $381,700 Land $63,300 Building $318,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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