3005 Grassy Ln, Monroe, NC 28110 Property Records

Union County property record for 3005 Grassy Ln, Monroe, NC 28110

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 2003
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Tax Bill$1,561 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Nov 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-069-004A

Property Details

APN / Parcel Number

Primary APN08-069-004A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area1,568 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleModular
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address3005 GRASSY LN
CityMONROE
StateNC
Zip28110-9203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-40 UNIO
Legal Description9097-0748
Legal Subdivision1839900
JurisdictionUNION NC
Township / Civil DivisionGOOSE CREEK
Census Block Group3
Census Block3021
Census Tract20204

Owner

3005 Grassy Ln is owned and occupied by two individuals.

Source: Union County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3005 GRASSY LN, MONROE, NC 28110-9203
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Nov 5, 2021Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3005 GRASSY LN, MONROE, NC 28110-9203
Transaction TypeMortgage
Record UpdatedOct 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000879363
DateOct 6, 2023
Book Page8793/63
Instrument24445
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3005 GRASSY LN, MONROE, NC 28110-9203
Transaction TypeMortgage
Record UpdatedNov 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8304558
DateNov 5, 2021
Book Page8304/558
Instrument52888
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressINDIAN TRAIL, NC 28079
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3005 GRASSY LN, MONROE, NC 28110-9203
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number788028
DateNov 10, 2020
Book Page7880/28
Instrument46316
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3005 Grassy Ln was $1,561.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$319,800 (-) Land $99,200 Building $220,600$319,800 (-) Land $99,200 Building $220,600
2025$1,561.00$319,800 Land $99,200 Building $220,600$319,800 Land $99,200 Building $220,600
2023$1,765.00$271,800 Land $50,900 Building $220,900$271,800 Land $50,900 Building $220,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3005 Grassy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3005 Grassy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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