El Dorado County property record for 3025 Talking Mountain Trl, Cool, CA 95614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,780 sqft · built 1998 |
| Lot Size | 1.18 acres (51,836 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $389,000 (Nov 2005) |
| Tax Bill | $3,976 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-313-032-000 |
| Primary APN | 073-313-032-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,780 sqft Living Area |
| 1st Floor Area | 1,780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Wood |
| Lot Area | 51,836 sqft |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,780 sqft |
| Water Source | Commercial |
|---|
| Street Address | 3025 TALKING MOUNTAIN TRL |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PM 34/54/G |
| Legal Subdivision | AUBURN LAKE TRAILS |
| Legal Lot Number | 1444 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 30601 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3025 TALKING MOUNTAIN TRL, COOL, CA 95614-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DATA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2005 · Amount on Record |
| Deed Sale | Nov 8, 2005 · Amount on Record |
| Prior Sale | Apr 5, 2004 · Amount on Record |
| Deed Document Number | 200593655 |
| Prior Transfer Date | Jan 28, 1998 |
| Prior Transfer Doc | 0000005160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3025 TALKING MOUNTAIN TRL, COOL, CA 95614-2539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000036666 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 2017-0036666 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3025 TALKING MOUNTAIN TRL, COOL, CA 95614-2539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3025 TALKING MOUNTAIN TRL, COOL, CA 95614-2539 |
| Document Number | 0000054921 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 2020-0054921 |
| Name | DATA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2035 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $361,000 (-) Land $124,500 Building $236,500 | |
| 2025 | $3,976.00 (+3.62%) | $361,000 (-) Land $124,500 Building $236,500 |
| 2023 | $3,837.00 (-0.44%) | $361,000 Land $124,500 Building $236,500 |
| 2022 | $3,854.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 84% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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