El Dorado County property record for 3102 Talking Mountain Trl, Cool, CA 95614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,823 sqft · built 1988 |
| Lot Size | 1.43 acres (62,726 sqft) |
| Owner | Company Name on Record |
| Last Sale | $434,000 (Apr 2019) |
| Tax Bill | $5,300 (2025) |
| Deeds & Mortgages | Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-312-018-000 |
| Primary APN | 073-312-018-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,823 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 62,726 sqft |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 812 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 1,823 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 3102 TALKING MOUNTAIN TRL |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-2538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PM 34/54/D |
| Legal Subdivision | AUBURN LAKE TRAILS UNIT #5 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 30601 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3102 TALKING MOUNTAIN TRL, COOL, CA 95614-2538 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on Record |
| Deed Sale | Apr 30, 2019 · Amount on Record |
| Deed Document Number | 201916036 |
| Prior Transfer Date | Nov 19, 2012 |
| Prior Transfer Doc | 0000062327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Apr 30, 2019 |
| Property Address | 3102 TALKING MOUNTAIN TRL, COOL, CA 95614-2538 |
| Document Number | 0000016036 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 16036 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $477.40 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3102 TALKING MOUNTAIN TRL COOL CA 956142538, COOL, CA 95614-2538 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $493,813 (+2%) Land $113,781 Building $380,032 | |
| 2025 | $5,300.00 (+7.75%) | $484,131 (+4.04%) Land $111,550 Building $372,581 |
| 2023 | $4,919.00 (+1.51%) | $465,333 Land $107,219 Building $358,114 |
| 2022 | $4,846.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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