3025 Garden Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 3025 Garden Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,191 sqft · built 1990
Lot Size	0.15 acres (6,539 sqft)
Owner	Individual Name on File
Last Sale	$499,000 (Mar 2019)
Tax Bill	$6,086 (2025)
Deeds & Mortgages	Oct 2023 Transfer Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`244-080-230-000`

Property Details

APN / Parcel Number

Primary APN	`244-080-230-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,191 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Construction Type	Wood
Lot Area	6,539 sqft (0.15 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3025 GARDEN CT
City	TRACY
State	CA
Zip	95377-9237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	89-FM PT OF 244-040-04
Legal Subdivision	HARVEST GLEN
Legal Tract	2222
Legal Lot Number	46
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1004
Census Tract	5217

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3025 GARDEN CT, TRACY, CA 95377-9237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Intrafamily Transfer, Transfer
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage AXIA FINANCIAL LLC
May 26, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 29, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	0000031342
Last Transfer Date	Oct 17, 2023
Transfer Doc	0000084397
Record Updated	Jun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 17, 2023
Property Address	3025 GARDEN CT, TRACY, CA 95377-9237
Document Number	0000084397
Map Reference	VOL 29 PG 61
Instrument Date	Aug 18, 2023
Instrument	2023-084397
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3025 GARDEN CT, TRACY, CA 95377-9237

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3025 GARDEN CT, TRACY, CA 95377-9237
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3025 GARDEN CT, TRACY, CA 95377-9237

Mortgage

Document Number	0000045821
Date	Apr 8, 2022
Instrument	2022-045821

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3025 GARDEN CT, TRACY, CA 95377-9237
Document Number	0000063849
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3025 GARDEN CT TRACY CA 953779237, TRACY, CA 95377-9237

Mortgage

Document Number	0000063849
Date	Jun 1, 2020
Instrument	63849

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 29, 2019
Property Address	3025 GARDEN CT, TRACY, CA 95377-9237
Document Number	0000031342
Map Reference	VOL 29 PG 61
Instrument Date	Mar 21, 2019
Instrument	2019-031342
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE CO SAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3025 GARDEN CT, TRACY, CA 95377-9237

Mortgage

Document Number	0000031343
Date	Mar 29, 2019
Instrument	2019-031343

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,086.00 (+5.04%)	$556,638 (+4.04%) Land $133,860 Building $422,778
2023	$5,794.00 (+1.85%)	$535,025 Land $128,663 Building $406,362
2022	$5,689.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Zinnia Networks Fixed Wireless	600 / 120
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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