3020 Garden Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 3020 Garden Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,191 sqft · built 1990
Lot Size	0.133 acres (5,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$679,000 (Nov 2022)
Tax Bill	$7,222 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`244-080-270-000`

Property Details

APN / Parcel Number

Primary APN	`244-080-270-000`
Alternative APN	`244-080-27`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,191 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	5,802 sqft (0.133 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	244-080-27
Street Address	3020 GARDEN CT
City	TRACY
State	CA
Zip	95377-9237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	89-FM PT OF 244-040-04
Legal Subdivision	HARVEST GLEN
Legal Tract	2222
Legal Block	1
Legal Lot Number	50
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1004
Census Tract	5217

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3020 GARDEN CT, TRACY, CA 95377-9237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Grant Deed, Transfer · Conventional Mortgage CALIFORNIA CU
Nov 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 25, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 30, 2019	Quit Claim Deed, Transfer · Line of Credit UNCLE CU
Sep 30, 2019	Quit Claim Deed, Transfer SERVICELINK
Jan 8, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jan 8, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Deed Document Number	2022131942
Prior Transfer Date	Nov 19, 2020
Prior Transfer Doc	0000164905
Record Updated	Oct 29, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 23, 2022
Property Address	3020 GARDEN CT, TRACY, CA 95377-9237
Document Number	0000131942
Map Reference	VOL 29 PG 61
Instrument Date	Nov 9, 2022
Instrument	2022-131942
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3020 GARDEN CT, TRACY, CA 95377-9237

Mortgage

Document Number	0000131943
Date	Nov 23, 2022
Instrument	2022-131943

Lender

Name	CALIFORNIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	5-Year TN
Max Rate	9.75%

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 25, 2020
Property Address	3020 GARDEN CT, TRACY, CA 95377-9237
Document Number	0000164905
Map Reference	VOL 29 PG 61
Instrument Date	Nov 19, 2020
Instrument	2020-164905
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 GARDEN CT, TRACY, CA 95377-9237

Mortgage

Document Number	0000164906
Date	Nov 25, 2020
Instrument	2020-164906

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 25, 2020
Property Address	3020 GARDEN CT, TRACY, CA 95377-9237
Document Number	0000164907
Instrument Date	Nov 19, 2020
Instrument	164907
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3020 GARDEN CT TRACY CA 953779237, TRACY, CA 95377-9237

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 30, 2019
Property Address	3020 GARDEN CT, TRACY, CA 95377-9237
Document Number	0000110287
Instrument Date	Apr 29, 2019
Instrument	110287
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 GAROEN CT TRACY CA 95377, TRACY, CA 95377

Mortgage

Document Number	110288
Date	Sep 30, 2019
Instrument	110288

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 29, 2044

Interest

Rate Type	Adjustable Rate

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 30, 2019
Property Address	3020 GARDEN CT, TRACY, CA 95377-9237
Document Number	0000110289
Instrument Date	Apr 29, 2019
Instrument	110289
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3020 GARDEN CT TRACY CA 953779237, TRACY, CA 95377-9237

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 8, 2018
Property Address	3020 GARDEN CT, TRACY, CA 95377-9237
Document Number	0000001957
Instrument Date	Jan 2, 2018
Instrument	1957
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3020 GARDEN CT TRACY CA 953779237, TRACY, CA 95377-9237

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 8, 2018
Property Address	3020 GARDEN CT, TRACY, CA 95377-9237
Document Number	0000001955
Map Reference	VOL 29 PG 61
Instrument Date	Jan 2, 2018
Instrument	2018-001955
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIDELITY NATIONAL TITLE STOC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 GARDEN CT, TRACY, CA 95377-9237

Mortgage

Document Number	0000001956
Date	Jan 8, 2018
Instrument	2018-001956

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,222.00 (-5.84%)
2025	$7,670.00 (+5.04%)	$706,431 (+4.04%) Land $208,080 Building $498,351
2023	$7,302.00 (+84.58%)	$679,000 Land $200,000 Building $479,000	$598,770
2022	$3,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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